Applications / Mortgage Analytics / Lenders / New York / Polish & Slavic Federal Credit
Brooklyn, NY · Credit union · NCUA · $2.7 billion assets · 571 loans in 2025
Polish & Slavic Federal Credit's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
571
loans originated, 2025
1,008
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Polish & Slavic Federal Credit is a Brooklyn credit union that lends mainly for home purchases, with loans far larger than similar lenders' and 20% more of them in 2025 than in 2024.
Purchases made up 57.6% of its loans. Its typical loan was $245,000, against $105,000 at similar lenders (credit unions making between half and twice as many loans), larger than nearly all of them, and its volume of $172.1 million was about double their $85.4 million. Every loan was conventional.
Originations rose 20% to 571, against 6% at similar lenders and 10% for the whole market, higher than about three in four of them. Its count fell from 1,179 in 2022 to 421 in 2023 and has risen in each year since.
LMI (low- and moderate-income) borrowers took 37.8% of its loans, against 26.9% at similar lenders, higher than nearly nine in ten of them. Majority-minority areas took 19.3%, against 10.8%, more than about two in three peers. LMI areas took 16.0%, close to its peers' 15.1%.
It lent in 7 states and 34 metros. It ranked 219 of 802 lenders in New York-Newark-Jersey City and 159 of 902 in Chicago-Naperville-Elgin; JPMorgan Chase Bank led both. In Hartford-West Hartford-East Hartford its share rose 0.1 points to 0.1%.
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Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Polish & Slavic Federal Credit took 1,008 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 57.6% · Home improvement 18.2% · Refinance 15.4% · Other 8.8%
Conventional 100.0% · of 571 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 252 | 44.1% |
| New Jersey | 146 | 25.6% |
| New York | 86 | 15.1% |
| Pennsylvania | 37 | 6.5% |
| Connecticut | 25 | 4.4% |
| Florida | 22 | 3.9% |
| Indiana | 2 | 0.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Chicago-Naperville-Schaumburg | 227 |
| New York-Jersey City-White Plains | 123 |
| Lakewood-New Brunswick | 42 |
| Newark | 30 |
| Hartford-West Hartford-East Hartford | 17 |
| Nassau County-Suffolk County | 17 |
| Elgin | 12 |
| Lake County | 11 |
| Trenton-Princeton | 9 |
| North Port-Bradenton-Sarasota | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300RUKY2I2HQ2AI44 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 405388 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 522592 | 1990–2017 |
Established 1 January 1976. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Polish & Slavic Federal Credit's data.
Polish & Slavic Federal Credit's data
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Polish & Slavic Federal Credit and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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