Manufactured homes set it apart
Manufactured homes were 10.7% of its loans, the highest among similar lenders (savings institutions making between half and twice as many loans), whose typical share was 0.2%. Higher-priced loans (a rate well above the average for similar loans) were 9.9% of its lending, against 0.2%; manufactured-home loans are often priced this way, and at its share could account for most of the difference. Its higher-priced share was 27.6% in 2024.