Applications / Mortgage Analytics / Lenders / Maine / Maine Community Bank
Portland, ME · Savings institution · FDIC · $2.9 billion assets · 595 loans in 2025
Maine Community Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
595
loans originated, 2025
812
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Maine Community Bank tripled its originations to 595 in 2025, the year it merged with Gorham Savings Bank, and ranked 7 of 364 lenders in Portland-South Portland and 6 of 166 in Lewiston-Auburn.
Originations rose 215%, from 189 to 595, faster than almost all similar lenders (savings institutions making between half and twice as many loans), whose typical growth was 7%. The merger with Gorham Savings Bank in 2025 is one possible source. Its record is uneven: 532 loans in 2020, 202 in 2022 and 310 in 2023.
Its share rose 1.5 points to 2.6% in Portland-South Portland, where United Wholesale Mortgage ranks first, and 1.9 points to 4.0% in Lewiston-Auburn, where Guild Mortgage Company ranks first. Gorham Savings Bank's filings count as this lender's in these competition figures, which could account for much of the rise.
Home-improvement loans were 27.2% of its lending, beside 43.0% purchase and 21.2% refinance. Jumbo loans (larger than the conforming limit) were 3.5%, against 2.4% at similar lenders, and its typical loan was $235,000, against $215,000. All its loans were conventional.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Maine Community Bank took 812 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 43.0% · Home improvement 27.2% · Refinance 21.2% · Other 8.6%
Conventional 100.0% · of 595 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Maine | 595 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Portland-South Portland | 438 |
| Lewiston-Auburn | 85 |
| Bangor | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300HK8HC6F50IC896 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 499501 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 317741 | 2004–2017 |
Established 27 July 1867. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Maine Community Bank's data.
Maine Community Bank's data
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Maine Community Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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