Applications / Mortgage Analytics / Lenders / Ohio / LCNB National Bank / Competition
LCNB National Bank
Lebanon, OH · National bank · OCC · $2.2 billion assets · 523 loans in 2025
LCNB National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
523
loans originated, 2025
648
applications, 2025
8
states and territories
0
gaps bigger than at similar lenders
Who LCNB National Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CINCINNATI, IN-KY-OH, 2025
LCNB National Bank ranks 24th of 621 lenders in Cincinnati, IN-KY-OH, with $137.6M lent: 0.9% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and LCNB National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — COLUMBUS, OH, 2025
LCNB National Bank ranks 108th of 596 lenders in Columbus, OH, with $23.6M lent: 0.1% of a $16.93B market.
Columbus, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and LCNB National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO OHIO, 2025
LCNB National Bank ranks 153rd of 592 lenders in non-metro Ohio, with $7.2M lent: 0.1% of a $6.94B market.
non-metro Ohio is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and LCNB National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DAYTON-KETTERING-BEAVERCREEK, OH, 2025
LCNB National Bank ranks 116th of 443 lenders in Dayton-Kettering-Beavercreek, OH, with $5.4M lent: 0.1% of a $4.54B market.
Dayton-Kettering-Beavercreek, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and LCNB National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO COLORADO, 2025
LCNB National Bank ranks 469th of 626 lenders in non-metro Colorado, with $635K lent: 0.0% of a $9.24B market.
non-metro Colorado is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and LCNB National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
LCNB National Bank ranks 861st of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $165K lent: 0.0% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and LCNB National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
LCNB National Bank ranks 700th of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $405K lent: 0.0% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and LCNB National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CHARLESTON-NORTH CHARLESTON, SC, 2025
LCNB National Bank ranks 585th of 617 lenders in Charleston-North Charleston, SC, with $155K lent: 0.0% of a $11.91B market.
Charleston-North Charleston, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and LCNB National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
LCNB National Bank's data
$215
LCNB National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy LCNB National Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]