Applications / Mortgage Analytics / Lenders / Kansas / Intrust Bank
Wichita, KS · National bank · OCC · $7.0 billion assets · 548 loans in 2025
Intrust Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
548
loans originated, 2025
861
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Intrust Bank, a Kansas national bank, made 548 home loans in 2025, up 13% against 5% for similar lenders, with smaller loans than most of them and 19.5% of its lending for home improvement.
Similar lenders (national banks making between half and twice as many loans) grew 5% and the whole market 10%; Intrust's 13% was higher than about seven in ten of them. Its first rise since 2020 still leaves it well below the 1,189 loans of that year.
Its typical loan was $145,000, against $205,000 for similar lenders, lower than almost nine in ten of them. Purchase loans were 38.7% of its lending, refinance 26.8%, home improvement 19.5% and other purposes 15.0%. Home-improvement and other-purpose loans tend to be small, which could account for much of the gap; it made no manufactured-home loans.
In Wichita, KS, where it has lent since before 1990, it ranks 13 of 367 with a 2.2% share, up from 1.8%. Peoples Bank and Trust Company leads that market.
Of its loans, 9.9% were in low- and moderate-income (LMI) tracts, down from 14.5% and against 15.5% for similar lenders, lower than nearly four in five of them. Its share to LMI borrowers, 25.7%, was near the middle. A one-year change could reflect where its 2025 applicants came from within its markets.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Intrust Bank took 861 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 38.7% · Refinance 26.8% · Home improvement 19.5% · Other 15.0%
Conventional 97.4% · VA 2.6% · of 548 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kansas | 473 | 86.3% |
| Arkansas | 28 | 5.1% |
| Oklahoma | 25 | 4.6% |
| Missouri | 17 | 3.1% |
| Florida | 3 | 0.5% |
| Kentucky | 1 | 0.2% |
| Ohio | 1 | 0.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Wichita | 389 |
| Kansas City | 55 |
| Fayetteville-Springdale-Rogers | 28 |
| Oklahoma City | 21 |
| Manhattan | 20 |
| Lawrence | 9 |
| Tulsa | 3 |
| Naples-Marco Island | 2 |
| Topeka | 2 |
| Cincinnati | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300IXP5DNWSGY6F96 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 557858 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 12782 | 1990–2017 |
Established 1 November 1876. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Intrust Bank's data.
Intrust Bank's data
$215
Intrust Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Intrust Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]