Applications / Mortgage Analytics / Lenders / Illinois / Home State Bank / Competition
Home State Bank
Crystal Lake, IL · National bank · OCC · $768 million assets · 556 loans in 2025
Home State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
556
loans originated, 2025
635
applications, 2025
13
states and territories
0
gaps bigger than at similar lenders
Who Home State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
Home State Bank ranks 156th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $64.9M lent: 0.1% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Home State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — APPLETON, WI, 2025
Home State Bank ranks 13th of 257 lenders in Appleton, WI, with $29.1M lent: 1.7% of a $1.70B market.
Appleton, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Home State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — OSHKOSH-NEENAH, WI, 2025
Home State Bank ranks 20th of 231 lenders in Oshkosh-Neenah, WI, with $16.1M lent: 1.6% of a $1.02B market.
Oshkosh-Neenah, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Home State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO WISCONSIN, 2025
Home State Bank ranks 138th of 659 lenders in non-metro Wisconsin, with $11.9M lent: 0.1% of a $8.43B market.
non-metro Wisconsin is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Home State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — RACINE-MOUNT PLEASANT, WI, 2025
Home State Bank ranks 40th of 285 lenders in Racine-Mount Pleasant, WI, with $7.3M lent: 0.6% of a $1.15B market.
Racine-Mount Pleasant, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Home State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GRANTS PASS, OR, 2025
Home State Bank ranks 78th of 168 lenders in Grants Pass, OR, with $705K lent: 0.2% of a $453.2M market.
Grants Pass, OR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Home State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CHARLESTON-NORTH CHARLESTON, SC, 2025
Home State Bank ranks 458th of 617 lenders in Charleston-North Charleston, SC, with $585K lent: 0.0% of a $11.91B market.
Charleston-North Charleston, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Home State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO VERMONT, 2025
Home State Bank ranks 206th of 264 lenders in non-metro Vermont, with $375K lent: 0.0% of a $2.14B market.
non-metro Vermont is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Home State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Home State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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