Applications / Mortgage Analytics / Lenders / Iowa / Greater Iowa Credit Union
Ames, IA · Credit union · NCUA · $692 million assets · 555 loans in 2025
Greater Iowa Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
555
loans originated, 2025
877
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Greater Iowa Credit Union is an Iowa-only credit union whose loans grew 30% in 2025 and went to LMI (low- and moderate-income) borrowers and areas more often than at about nine in ten similar lenders.
LMI borrowers took 40.3% of its loans, against 27.3% at similar lenders (credit unions making between half and twice as many loans), and LMI areas 23.3%, against 15.1%. Both are higher than about nine in ten peers, and both have risen since 2020, from 28.9% and 10.0%.
Refinances were 42.2% of its loans, other purposes 21.4% and home improvement 13.7%; home purchases were 22.7%. Its typical loan was $85,000, against $105,000 at peers, and it made no jumbo loans (larger than the conforming limit). Its purchase denial rate, 1.7%, was lower than at most peers.
Originations rose 30% to 555, against 6% at similar lenders and 10% for the whole market. That follows a fall from 682 in 2020 to 397 in 2023; it remains below its 2019 count of 696.
In Ames, IA it ranked 6 of 189 lenders, with 4.1% of the market, up from 3.2%; Iowa Bankers Mortgage led. In Des Moines-West Des Moines, its largest market, its share rose to 0.8% from 0.5%, ranking 31 of 396, behind GreenState Credit Union and Veridian Credit Union.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Greater Iowa Credit Union took 877 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 42.2% · Purchase 22.7% · Other 21.4% · Home improvement 13.7%
Conventional 99.5% · FHA 0.5% · of 555 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Iowa | 555 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Des Moines-West Des Moines | 314 |
| Ames | 153 |
| Omaha | 2 |
| Davenport-Moline-Rock Island | 1 |
| Waterloo-Cedar Falls | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300BB8TE7SXIUJI50 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 286895 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 564203 | 2004–2017 |
Established 1 January 1932. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Greater Iowa Credit Union's data.
Greater Iowa Credit Union's data
$215
Greater Iowa Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Greater Iowa Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]