Applications / Mortgage Analytics / Lenders / Florida / First Commerce Credit Union / Competition
First Commerce Credit Union
Tallahassee, FL · Credit union · NCUA · $1.2 billion assets · 545 loans in 2025
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545
loans originated, 2025
958
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who First Commerce Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — TALLAHASSEE, FL, 2025
First Commerce Credit Union ranks 9th of 372 lenders in Tallahassee, FL, with $46.9M lent: 2.7% of a $1.71B market.
Tallahassee, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Commerce Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO GEORGIA, 2025
First Commerce Credit Union ranks 133rd of 683 lenders in non-metro Georgia, with $12.6M lent: 0.1% of a $8.64B market.
non-metro Georgia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Commerce Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PANAMA CITY-PANAMA CITY BEACH, FL, 2025
First Commerce Credit Union ranks 67th of 443 lenders in Panama City-Panama City Beach, FL, with $5.8M lent: 0.3% of a $1.96B market.
Panama City-Panama City Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Commerce Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — VALDOSTA, GA, 2025
First Commerce Credit Union ranks 32nd of 238 lenders in Valdosta, GA, with $5.3M lent: 0.7% of a $786.0M market.
Valdosta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Commerce Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO FLORIDA, 2025
First Commerce Credit Union ranks 124th of 564 lenders in non-metro Florida, with $5.1M lent: 0.2% of a $3.36B market.
non-metro Florida is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Commerce Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DAPHNE-FAIRHOPE-FOLEY, AL, 2025
First Commerce Credit Union ranks 484th of 485 lenders in Daphne-Fairhope-Foley, AL, with $25K lent: 0.0% of a $2.98B market.
Daphne-Fairhope-Foley, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Commerce Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
First Commerce Credit Union ranks 543rd of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $270K lent: 0.0% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Commerce Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
First Commerce Credit Union ranks 877th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $105K lent: 0.0% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Commerce Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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