Applications / Mortgage Analytics / Lenders / Louisiana / EFCU Financial Federal Credit Union / Competition
EFCU Financial Federal Credit Union
Baton Rouge, LA · Credit union · NCUA · $1.2 billion assets · 521 loans in 2025
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521
loans originated, 2025
800
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who EFCU Financial Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BATON ROUGE, LA, 2025
EFCU Financial Federal Credit Union ranks 10th of 369 lenders in Baton Rouge, LA, with $69.1M lent: 1.9% of a $3.67B market.
Baton Rouge, LA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and EFCU Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NEW ORLEANS-METAIRIE, LA, 2025
EFCU Financial Federal Credit Union ranks 107th of 371 lenders in New Orleans-Metairie, LA, with $4.8M lent: 0.1% of a $3.59B market.
New Orleans-Metairie, LA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and EFCU Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — HAMMOND, LA, 2025
EFCU Financial Federal Credit Union ranks 43rd of 197 lenders in Hammond, LA, with $2.2M lent: 0.4% of a $500.5M market.
Hammond, LA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and EFCU Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SLIDELL-MANDEVILLE-COVINGTON, LA, 2025
EFCU Financial Federal Credit Union ranks 113th of 277 lenders in Slidell-Mandeville-Covington, LA, with $1.5M lent: 0.1% of a $1.61B market.
Slidell-Mandeville-Covington, LA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and EFCU Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — LAFAYETTE, LA, 2025
EFCU Financial Federal Credit Union ranks 118th of 280 lenders in Lafayette, LA, with $1.3M lent: 0.1% of a $1.58B market.
Lafayette, LA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and EFCU Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GULFPORT-BILOXI, MS, 2025
EFCU Financial Federal Credit Union ranks 233rd of 319 lenders in Gulfport-Biloxi, MS, with $365K lent: 0.0% of a $2.12B market.
Gulfport-Biloxi, MS is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and EFCU Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO MISSISSIPPI, 2025
EFCU Financial Federal Credit Union ranks 325th of 438 lenders in non-metro Mississippi, with $360K lent: 0.0% of a $3.95B market.
non-metro Mississippi is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and EFCU Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ALEXANDRIA, LA, 2025
EFCU Financial Federal Credit Union ranks 129th of 152 lenders in Alexandria, LA, with $140K lent: 0.0% of a $434.0M market.
Alexandria, LA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and EFCU Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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