Applications / Mortgage Analytics / Lenders / Idaho / D. L. Evans Bank
Burley, ID · State non-member bank · FDIC · $3.7 billion assets · 583 loans in 2025
D. L. Evans Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
583
loans originated, 2025
837
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
D. L. Evans Bank is an Idaho bank with a mixed lending book and more jumbo loans than most similar banks, and it ranked 10 of 378 lenders in non-metro Idaho.
Home purchases were 33.3% of its loans, refinances 24.2%, other purposes 23.0% and home improvement 19.6%. Jumbo loans (larger than the conforming limit) were 5.7%, against 1.7% at similar lenders (state non-member banks making between half and twice as many loans), higher than about four in five of them.
Originations rose 8% to 583, while similar lenders grew 9% and the whole market 10%. That is about a third of its 1,677 loans of 2020, when its typical rate was 3.50%.
Its share rose 0.6 points to 1.8% in Pocatello, where it ranked 14 of 153 lenders, and 0.1 points to 0.6% in Boise City, ranking 35 of 409. It has lent in non-metro Idaho since 1999.
LMI (low- and moderate-income) borrowers took 20.2% of its loans, against 27.1% at peers, and loans in majority-minority areas were 1.9%, against 8.6%. Possible reasons are its larger share of jumbo loans and the make-up of the Idaho markets it mainly serves. Its purchase denial rate, 2.5%, was lower than peers' 5.2%.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. D. L. Evans Bank took 837 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 33.3% · Refinance 24.2% · Other 23.0% · Home improvement 19.6%
Conventional 96.2% · FHA 3.3% · VA 0.5% · of 583 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Idaho | 533 | 91.4% |
| Utah | 32 | 5.5% |
| Oregon | 11 | 1.9% |
| Arizona | 1 | 0.2% |
| California | 1 | 0.2% |
| District of Columbia | 1 | 0.2% |
| Florida | 1 | 0.2% |
| Maryland | 1 | 0.2% |
| Virginia | 1 | 0.2% |
| Wyoming | 1 | 0.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Boise City | 141 |
| Twin Falls | 60 |
| Pocatello | 36 |
| Idaho Falls | 35 |
| Ogden | 8 |
| Salt Lake City-Murray | 6 |
| Washington | 2 |
| Arlington-Alexandria-Reston | 1 |
| Logan | 1 |
| Orlando-Kissimmee-Sanford | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900XRQ4U9ABU6F580 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 543262 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 311666 | 2001–2017 |
Established 29 August 1904. Reported under HMDA 2001-2025.
Mergers, name changes, data editions and corrections: D. L. Evans Bank's data.
D. L. Evans Bank's data
$215
D. L. Evans Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy D. L. Evans Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]