Applications / Mortgage Analytics / Lenders / Colorado / Credit Union of Denver
Lakewood, CO · Credit union · NCUA · $1.2 billion assets · 533 loans in 2025
Credit Union of Denver's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
533
loans originated, 2025
867
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Credit Union of Denver is a Colorado credit union that lends almost entirely for home improvement, refinancing and other purposes, and its originations have fallen for three years.
Home improvement was 49.0% of its loans, refinances 36.2% and other purposes 14.3%; home purchases were 0.6%. All its lending was conventional, and its typical loan was $105,000, the same as at similar lenders (credit unions making between half and twice as many loans).
Originations fell 16% to 533, while similar lenders grew 6% and the whole market 10%; only about one in ten peers grew less. It made 1,203 loans in 2022 and 634 in 2024. With almost no purchase lending, its volume rests on home-improvement and refinance demand from existing owners, which may have fallen in its markets, or it may have chosen to lend less; the figures do not show which.
Loans in LMI (low- and moderate-income) areas were 17.7% of its total, against 15.2% at peers, higher than about two-thirds of them, though down from 21.8% the year before. LMI borrowers took 28.0%, near the middle of peers.
It lends in one state and seven metros. In Denver-Aurora-Centennial, where it has lent since 1991, it held 0.2% and ranked 110 of 754 lenders. Its shares in Boulder and Fort Collins-Loveland fell 0.1 points, to 0.0%; with so few loans there, small changes move the share.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Credit Union of Denver took 867 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 49.0% · Refinance 36.2% · Other 14.3% · Purchase 0.6%
Conventional 100.0% · of 533 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Colorado | 532 | 99.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Denver-Aurora-Centennial | 465 |
| Greeley | 18 |
| Boulder | 14 |
| Fort Collins-Loveland | 7 |
| Colorado Springs | 5 |
| Grand Junction | 2 |
| Pueblo | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900Y0J7L9XMNKTX90 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 466099 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 564342 | 1990–2017 |
Established 1 January 1931. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Credit Union of Denver's data.
Credit Union of Denver's data
$215
Credit Union of Denver and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Credit Union of Denver's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]