Applications / Mortgage Analytics / Lenders / Alabama / Bryant Bank
Tuscaloosa, AL · State non-member bank · FDIC · $2.9 billion assets · 508 loans in 2025
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508
loans originated, 2025
634
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bryant Bank is a Tuscaloosa bank focused on home purchases that ranked 7 of 306 lenders in its home market in 2025 and gained share there, though its loan count fell 6%.
In Tuscaloosa it ranked 7 of 306 lenders with 3.7%, up 0.5 points; First Federal Bank led. In Daphne-Fairhope-Foley its share rose 0.1 points to 1.0%. In Birmingham and Huntsville it slipped, to 0.4% and 0.6%; United Wholesale Mortgage led both markets, and competition from such lenders may explain it.
Purchases made up 47.0% of its loans and refinances 28.7%; all were conventional. Its typical loan, $215,000, was larger than at about three in five similar lenders (state non-member banks making between half and twice as many loans), whose typical loan was $185,000. Jumbo loans (larger than the conforming limit) were 4.5%, against 1.6%.
Low- and moderate-income (LMI) borrowers took 16.4% of its loans, against 27.5% at similar lenders, lower than more than nine in ten of them; its larger purchase loans may go mostly to borrowers above the LMI line. LMI areas took 16.5%, near the middle, and majority-minority areas 13.4%, against 7.0%.
Originations fell 6% to 508, while similar lenders grew 9% and the whole market 10%. Its dollar volume rose, from $157.2 million to $170.1 million, as its typical loan grew from $195,000 to $215,000, so fewer but larger loans may account for the lower count.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bryant Bank took 634 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 47.0% · Refinance 28.7% · Home improvement 13.0% · Other 11.2%
Conventional 100.0% · of 508 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Alabama | 490 | 96.5% |
| Florida | 10 | 2.0% |
| Mississippi | 4 | 0.8% |
| Tennessee | 2 | 0.4% |
| Georgia | 1 | 0.2% |
| Louisiana | 1 | 0.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tuscaloosa | 148 |
| Daphne-Fairhope-Foley | 98 |
| Birmingham | 92 |
| Huntsville | 92 |
| Mobile | 21 |
| Crestview-Fort Walton Beach-Destin | 8 |
| Decatur | 6 |
| Montgomery | 3 |
| Gulfport-Biloxi | 2 |
| Pensacola-Ferry Pass-Brent | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930069UB3VEGAQ9661 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3356191 | 2006–2023 |
| Respondent ID (the HMDA filer code before 2018) | 357997 | 2006–2017 |
Established 10 June 2005. Reported under HMDA 2006-2025.
Mergers, name changes, data editions and corrections: Bryant Bank's data.
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