A top-six lender in Tyler and Longview
In Tyler, TX it ranked 5 of 345 lenders with 3.3% of the market, and in Longview, TX 6 of 306 with 3.2%, up 0.1 points. It has lent in both since before 1990. In non-metro Texas it ranked 33 of 831.
Applications / Mortgage Analytics / Lenders / Texas / Austin Bank, Texas
Austin Bank, Texas
Jacksonville, TX · National bank · OCC · $3.2 billion assets · 644 loans in 2025
Austin Bank, Texas's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
644
loans originated, 2025
953
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Austin Bank, Texas is a Jacksonville, Texas purchase lender that ranks among the top six lenders in Tyler and Longview, with 644 loans in 2025, about the same as in 2024.
Flat volume while peers grew
Originations rose 1%, from 638 to 644, against 7% at similar lenders (national banks making between half and twice as many loans) and 10% for the whole market. In Tyler its share fell 0.4 points from 3.7%; possible reasons are its flat volume while other lenders grew, and the spread of its lending to other markets.
Mostly conventional purchase loans
Purchases made up 67.5% of its loans, refinances 14.4% and home improvement 12.1%. Almost all, 99.7%, was conventional, with no FHA loans (insured by the Federal Housing Administration). Jumbo loans (larger than the conforming limit) were 5.8%, against 2.3% at peers.
More lending in majority-minority areas than most peers
Majority-minority areas took 19.6% of its loans, against 7.6% at peers, more than about three in four of them. Its share in LMI (low- and moderate-income) areas, 15.8%, was near the middle of its peers.
Questions the data can answer next
- How did its share move in the counties around Tyler and Longview, and against which competitors?
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
644 loans in 2025, against a peak of 1,019 in 2021.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Austin Bank, Texas took 953 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
67.5% of its 2025 loans were purchase loans; 99.7% were Conventional.
Purchase 67.5% · Refinance 14.4% · Home improvement 12.1% · Other 5.9%
Conventional 99.7% · VA 0.3% · of 644 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
5 states, 13 metros, 52 counties
| State | Loans | Share |
|---|---|---|
| Texas | 640 | 99.4% |
| Louisiana | 1 | 0.2% |
| Montana | 1 | 0.2% |
| North Carolina | 1 | 0.2% |
| Oklahoma | 1 | 0.2% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Tyler | 151 |
| Longview | 132 |
| Houston-Pasadena-The Woodlands | 42 |
| Dallas-Plano-Irving | 10 |
| College Station-Bryan | 5 |
| Beaumont-Port Arthur | 2 |
| Midland | 2 |
| Austin-Round Rock-San Marcos | 1 |
| Brownsville-Harlingen | 1 |
| Fort Worth-Arlington-Grapevine | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493008R64K2UUN2NP30 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 548351 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 15581 | 1990–2017 |
Established 1 October 1900. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Austin Bank, Texas's data.
The data and the software behind these pages
Austin Bank, Texas's data
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Austin Bank, Texas and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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