Applications / Mortgage Analytics / Lenders / South Carolina / SRP Federal Credit Union / Competition
SRP Federal Credit Union
North Augusta, SC · Credit union · NCUA · $2.1 billion assets · 782 loans in 2025
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782
loans originated, 2025
1,216
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who SRP Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — AUGUSTA-RICHMOND COUNTY, GA-SC, 2025
SRP Federal Credit Union ranks 6th of 461 lenders in Augusta-Richmond County, GA-SC, with $134.9M lent: 3.6% of a $3.75B market.
Augusta-Richmond County, GA-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SRP Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO SOUTH CAROLINA, 2025
SRP Federal Credit Union ranks 122nd of 514 lenders in non-metro South Carolina, with $4.5M lent: 0.2% of a $2.95B market.
non-metro South Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SRP Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
SRP Federal Credit Union ranks 495th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $2.8M lent: 0.0% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SRP Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO GEORGIA, 2025
SRP Federal Credit Union ranks 318th of 683 lenders in non-metro Georgia, with $2.7M lent: 0.0% of a $8.64B market.
non-metro Georgia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SRP Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — COLUMBIA, SC, 2025
SRP Federal Credit Union ranks 236th of 515 lenders in Columbia, SC, with $1.5M lent: 0.0% of a $5.77B market.
Columbia, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SRP Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SPARTANBURG, SC, 2025
SRP Federal Credit Union ranks 320th of 409 lenders in Spartanburg, SC, with $325K lent: 0.0% of a $2.72B market.
Spartanburg, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SRP Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
SRP Federal Credit Union ranks 655th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $395K lent: 0.0% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SRP Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC, 2025
SRP Federal Credit Union ranks 385th of 543 lenders in Myrtle Beach-Conway-North Myrtle Beach, SC, with $395K lent: 0.0% of a $4.27B market.
Myrtle Beach-Conway-North Myrtle Beach, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SRP Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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