Applications / Mortgage Analytics / Lenders / Oregon / Rivermark Community Credit Union
Oregon City, OR · Credit union · NCUA · $3.2 billion assets · 769 loans in 2025
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769
loans originated, 2025
1,534
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Rivermark Community Credit Union lends mostly for home improvement and other purposes, and its loans fell 28% in 2025 after a jump in 2024.
It made 769 loans, down from 1,067, while similar lenders (credit unions making between half and twice as many loans) grew 8% and the whole market 10%; its growth was lower than nearly all of them. The 2024 jump, from 597 in 2023, came in the year it merged with Advantis Credit Union, which may account for part of it. Its 2025 total remains above 2023's.
In Portland-Vancouver-Hillsboro, OR-WA, where it has lent since before 1990, it ranks 47 of 566 with 0.5% of lending, down from 0.9%. United Wholesale Mortgage ranks first and OnPoint Community Credit Union second. The fall may follow its lower volume overall, after a merger year that raised it.
Home improvement made up 35.5% of its loans, other purposes 28.6%, purchase 20.4% and refinance 15.5%. Its typical loan was $105,000, the same as at similar lenders, and down from $215,000 five years before. It made no jumbo loans.
20.8% of its loans went to low- and moderate-income (LMI) areas, against 15.0% at similar lenders, higher than more than four in five. Its share to LMI borrowers, 27.3%, and its first-lien purchase denial rate, 5.9% against 6.3%, were near the middle.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Rivermark Community Credit Union took 1,534 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 35.5% · Other 28.6% · Purchase 20.4% · Refinance 15.5%
Conventional 100.0% · of 769 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oregon | 701 | 91.2% |
| Washington | 68 | 8.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Portland-Vancouver-Hillsboro | 624 |
| Salem | 35 |
| Bend | 15 |
| Eugene-Springfield | 7 |
| Medford | 6 |
| Seattle-Bellevue-Kent | 5 |
| Albany | 3 |
| Everett | 3 |
| Kennewick-Richland | 2 |
| Longview-Kelso | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900T37KTTXKCK3416 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 179689 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 565644 | 1990–2017 |
Established 1 January 1951. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Rivermark Community Credit Union's data.
Rivermark Community Credit Union's data
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Rivermark Community Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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