Applications / Mortgage Analytics / Lenders / Louisiana / Red River Bank
Alexandria, LA · State non-member bank · FDIC · $3.3 billion assets · 864 loans in 2025
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864
loans originated, 2025
1,288
applications, 2025
14
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Red River Bank ranks first of 152 lenders in Alexandria, LA, and does far more government-backed lending than similar banks.
In Alexandria, LA, where it has lent since before 1990, it ranks 1 of 152 with 13.8% of lending, up from 10.8%, ahead of United Wholesale Mortgage and Southern Heritage Bank. It ranks 19 of 369 in Baton Rouge, with 1.4%.
17.0% of its loans were FHA loans (insured by the Federal Housing Administration), against 0.4% at similar lenders (state non-member banks making between half and twice as many loans), higher than more than nine in ten. VA loans (guaranteed by the Department of Veterans Affairs) were 3.4% and RHS loans (guaranteed by the Department of Agriculture's Rural Housing Service) 2.4%. Its higher-priced share (a rate well above the average for similar loans), 2.6% against 1.5%, may reflect that FHA lending.
It made 864 loans, against 865 the year before, while similar lenders grew 10%; its growth was lower than about three-quarters of them. Home purchase made up 67.9% of its loans. Its originations reached 2,085 in 2020.
21.9% of its loans went to majority-minority areas, against 7.2% at similar lenders, higher than about four in five, and 18.4% to low- and moderate-income (LMI) areas, against 15.3%. Its share to LMI borrowers rose to 27.1% from 13.6% five years before, now near the middle.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Red River Bank took 1,288 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 67.9% · Refinance 20.8% · Other 6.1% · Home improvement 5.1%
Conventional 77.2% · FHA 17.0% · VA 3.4% · USDA (RHS or FSA) 2.4% · of 864 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 819 | 94.8% |
| Texas | 10 | 1.2% |
| Virginia | 7 | 0.8% |
| Florida | 6 | 0.7% |
| Mississippi | 6 | 0.7% |
| Alabama | 5 | 0.6% |
| Arkansas | 2 | 0.2% |
| Colorado | 2 | 0.2% |
| North Carolina | 2 | 0.2% |
| Delaware | 1 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Alexandria | 336 |
| Baton Rouge | 159 |
| Shreveport-Bossier City | 119 |
| New Orleans-Metairie | 46 |
| Lake Charles | 43 |
| Lafayette | 32 |
| Slidell-Mandeville-Covington | 19 |
| Virginia Beach-Chesapeake-Norfolk | 7 |
| Dallas-Plano-Irving | 4 |
| Hammond | 4 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493006QG55R8V712J33 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2743244 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 22743244 | 2000–2004 |
| Respondent ID (the HMDA filer code before 2018) | 334980 | 2005–2017 |
Established 14 January 1999. Reported under HMDA 2000-2025.
Mergers, name changes, data editions and corrections: Red River Bank's data.
Red River Bank's data
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