Applications / Mortgage Analytics / Lenders / Puerto Rico / Oriental Bank / Competition
Oriental Bank
San Juan, PR · State non-member bank · FDIC · $12.4 billion assets · 928 loans in 2025
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928
loans originated, 2025
1,708
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Oriental Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN JUAN-BAYAMÓN-CAGUAS, PR, 2025
Oriental Bank ranks 3rd of 63 lenders in San Juan-Bayamón-Caguas, PR, with $156.4M lent: 6.9% of a $2.28B market.
San Juan-Bayamón-Caguas, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Oriental Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 72% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — PONCE, PR, 2025
Oriental Bank ranks 4th of 40 lenders in Ponce, PR, with $9.9M lent: 10.0% of a $99.3M market.
Ponce, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Oriental Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 89% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MAYAGÜEZ, PR, 2025
Oriental Bank ranks 5th of 43 lenders in Mayagüez, PR, with $8.2M lent: 6.2% of a $131.8M market.
Mayagüez, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Oriental Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 82% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — AGUADILLA, PR, 2025
Oriental Bank ranks 7th of 43 lenders in Aguadilla, PR, with $5.9M lent: 3.6% of a $162.6M market.
Aguadilla, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Oriental Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 82% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — GUAYAMA, PR, 2025
Oriental Bank ranks 1st of 28 lenders in Guayama, PR, with $4.8M lent: 15.9% of a $30.0M market.
Guayama, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Oriental Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 78% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
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Oriental Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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