Applications / Mortgage Analytics / Lenders / Vermont / NorthCountry Federal Credit Union / Competition
NorthCountry Federal Credit Union
S Burlington, VT · Credit union · NCUA · $1.1 billion assets · 771 loans in 2025
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771
loans originated, 2025
1,197
applications, 2025
13
states and territories
0
gaps bigger than at similar lenders
Who NorthCountry Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO VERMONT, 2025
NorthCountry Federal Credit Union ranks 6th of 264 lenders in non-metro Vermont, with $69.8M lent: 3.3% of a $2.14B market.
non-metro Vermont is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and NorthCountry Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BURLINGTON-SOUTH BURLINGTON, VT, 2025
NorthCountry Federal Credit Union ranks 13th of 146 lenders in Burlington-South Burlington, VT, with $44.2M lent: 2.8% of a $1.59B market.
Burlington-South Burlington, VT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and NorthCountry Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 65% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO NEW HAMPSHIRE, 2025
NorthCountry Federal Credit Union ranks 214th of 386 lenders in non-metro New Hampshire, with $1.4M lent: 0.0% of a $4.09B market.
non-metro New Hampshire is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and NorthCountry Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO NEW YORK, 2025
NorthCountry Federal Credit Union ranks 238th of 377 lenders in non-metro New York, with $980K lent: 0.0% of a $3.97B market.
non-metro New York is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and NorthCountry Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — RICHMOND, VA, 2025
NorthCountry Federal Credit Union ranks 385th of 551 lenders in Richmond, VA, with $755K lent: 0.0% of a $11.70B market.
Richmond, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and NorthCountry Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO INDIANA, 2025
NorthCountry Federal Credit Union ranks 412th of 555 lenders in non-metro Indiana, with $345K lent: 0.0% of a $5.84B market.
non-metro Indiana is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and NorthCountry Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — STATE COLLEGE, PA, 2025
NorthCountry Federal Credit Union ranks 142nd of 192 lenders in State College, PA, with $325K lent: 0.0% of a $854.7M market.
State College, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and NorthCountry Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 63% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO KENTUCKY, 2025
NorthCountry Federal Credit Union ranks 420th of 537 lenders in non-metro Kentucky, with $305K lent: 0.0% of a $5.26B market.
non-metro Kentucky is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and NorthCountry Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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