Applications / Mortgage Analytics / Lenders / Connecticut / Newtown Savings Bank
Newtown, CT · Savings institution · FDIC · $1.9 billion assets · 748 loans in 2025
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748
loans originated, 2025
1,059
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Newtown Savings Bank is a Connecticut purchase lender with larger loans than similar banks, whose volume was flat in 2025 and whose share fell in its largest market.
Purchases were 59.8% of its loans. Its typical loan was $305,000, against $235,000 for similar lenders (savings institutions making between half and twice as many loans), and 6.8% of loans were jumbo (larger than the conforming limit), against 2.5%, higher than more than four in five peers. Its typical rate, 6.38%, was lower than at about three in four peers, and none of its loans was higher-priced (a rate well above the average for similar loans).
Originations fell 2% to 748, while the typical peer grew 6% and the whole market 10%. Its loans have fallen each year since 2022, from 1,208 to 748. That may reflect fewer refinances at higher rates.
It ranks 18 of 419 lenders there, with 1.4% of the dollars against 2.4% a year earlier, in a market led by JPMorgan Chase Bank, U.S. Bank and Citizens Bank. One possible reason is its own lower dollar volume, $280.8 million against $305.3 million; another is that a few larger loans can move a share this size. In New Haven it ranks 16 of 392, with 1.2%.
8.8% of its loans were in low- and moderate-income (LMI) tracts, against 14.2% for peers, among the lowest tenth. Possible reasons are the eight Connecticut counties it lends in and its weight in larger purchase loans.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Newtown Savings Bank took 1,059 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 59.8% · Refinance 21.0% · Other 16.7% · Home improvement 2.5%
Conventional 98.3% · FHA 1.3% · VA 0.4% · of 748 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Connecticut | 748 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Bridgeport-Stamford-Danbury | 404 |
| New Haven | 167 |
| Hartford-West Hartford-East Hartford | 73 |
| Norwich-New London-Willimantic | 9 |
| Worcester | 4 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300YFPHIE78XPP635 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 507509 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 318199 | 1992–2017 |
Established 1 October 1855. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Newtown Savings Bank's data.
Newtown Savings Bank's data
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Newtown Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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