Applications / Mortgage Analytics / Lenders / Maryland / NASA Federal Credit Union
Upper Marlboro, MD · Credit union · NCUA · $5.7 billion assets · 661 loans in 2025
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661
loans originated, 2025
907
applications, 2025
39
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
NASA Federal Credit Union is a Maryland credit union lending in 39 states, mostly home-improvement and refinance loans, whose originations rose 78% in 2025 and which also bought 343 loans, where similar lenders bought none.
It made 661 loans in 2025 against 371 in 2024, against growth of 6% for credit unions making between half and twice as many loans and 10% for the whole market. The rise follows four years of decline from 1,166 loans in 2020, and its count remains below that level.
It bought 343 loans in 2025, up from 194, where the typical similar lender bought none. Bought loans are counted separately from its 661 originations, so its part in the market is larger than its own lending shows.
Home improvement made up 43.0% of its loans, refinances 25.7%, other purposes 16.3% and home purchases 15.0%. Unlike most similar lenders, it made some loans insured by the Federal Housing Administration (FHA, 0.9%) or guaranteed by the Department of Veterans Affairs (VA, 0.8%).
It lent in 39 states, 117 metros and 204 counties, with Maryland its main state. It ranks 194 of 757 lenders around Washington and 135 of 592 in Baltimore, where its share was 0.1%. 31.5% of its loans were in majority-minority tracts, against 10.8% for similar lenders, higher than about four in five of them.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. NASA Federal Credit Union took 907 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 43.0% · Refinance 25.7% · Other 16.3% · Purchase 15.0%
Conventional 98.3% · FHA 0.9% · VA 0.8% · of 661 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Maryland | 316 | 47.8% |
| Virginia | 96 | 14.5% |
| Florida | 36 | 5.4% |
| California | 27 | 4.1% |
| North Carolina | 24 | 3.6% |
| Georgia | 22 | 3.3% |
| District of Columbia | 14 | 2.1% |
| Texas | 12 | 1.8% |
| Ohio | 11 | 1.7% |
| Arizona | 9 | 1.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Baltimore-Columbia-Towson | 151 |
| Washington | 88 |
| Arlington-Alexandria-Reston | 67 |
| Frederick-Gaithersburg-Bethesda | 58 |
| Lexington Park | 18 |
| Atlanta-Sandy Springs-Roswell | 12 |
| Orlando-Kissimmee-Sanford | 11 |
| Richmond | 10 |
| Los Angeles-Long Beach-Glendale | 8 |
| Phoenix-Mesa-Chandler | 7 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300KPBZCTMM3Y0061 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 910181 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 56328 | 1990–2017 |
Established 1 January 1949. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: NASA Federal Credit Union's data.
NASA Federal Credit Union's data
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NASA Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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