Much more government-backed lending
Conventional loans were 73.9% of its lending, against 97.3% at similar lenders (national banks making between half and twice as many loans), lower than at nine in ten. FHA loans (insured by the Federal Housing Administration) were 9.9%, VA loans (guaranteed by the Department of Veterans Affairs) 8.2% and RHS loans (guaranteed by the Department of Agriculture's Rural Housing Service) 8.1%, the highest among its peers. Home purchases were 85.3% of its lending.