Applications / Mortgage Analytics / Lenders / Florida / Ithink Financial Credit Union / Data
Ithink Financial Credit Union
Delray Beach, FL · Credit union · NCUA · $2.3 billion assets · 684 loans in 2025
Ithink Financial Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
684
loans originated, 2025
1,178
applications, 2025
25
states and territories
0
gaps bigger than at similar lenders
History
- 1990First report under HMDA in the public data (which begins in 1990).
- 1 October 2005Merged with Phenix Federal Credit Union. Its HMDA filings count as this lender's in the competition figures.
- 1 December 2008Merged with Yard Wide Federal Credit Union. Its HMDA filings count as this lender's in the competition figures.
- 29 June 2009Merged with Cmar Credit Union. Its HMDA filings count as this lender's in the competition figures.
- 1 June 2017Merged with Mackinac Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 April 2019Merged with The Oculina Bank. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 1990–1992IBM SOUTHEAST EFCU
- 1993–1997IBM SOUTHEAST E.F.C.U.
- 1998–1998IBM SEFCU
- 1999–2010IBM SOUTHEAST EMPLOYEES' FEDER
- 2011–2013IBM SOUTHEAST EMPLOYEES FCU
- 2014–2015IBM SOUTHEAST EMP CREDIT UNION
- 2016–2016IBM SOUTHEAST EMPLOYEES' CREDI
- 2017–2017IBM SOUTHEAST EMPLOYEES' CU
- 2018–2019IBM Southeast Employees Federal Credit Union
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: debt-to-income band reported (20%-<30%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (30%-<36%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (43), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (20%-<30%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (30%-<36%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (38), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
The data behind this page, and how it was built, checked and analysed in Jenner: the data product · the fair-lending method. Page generated 2026-10-24T21:58:05Z.
The data and the software behind these pages
Ithink Financial Credit Union's data
$215
Ithink Financial Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Ithink Financial Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]