Applications / Mortgage Analytics / Lenders / Florida / Florida Capital Bank / Competition
Florida Capital Bank
Jacksonville, FL · National bank · OCC · $652 million assets · 891 loans in 2025
Florida Capital Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
891
loans originated, 2025
1,168
applications, 2025
31
states and territories
0
gaps bigger than at similar lenders
Who Florida Capital Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — AUSTIN-ROUND ROCK-SAN MARCOS, TX, 2025
Florida Capital Bank ranks 80th of 753 lenders in Austin-Round Rock-San Marcos, TX, with $61.5M lent: 0.3% of a $22.41B market.
Austin-Round Rock-San Marcos, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Florida Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Florida Capital Bank ranks 97th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $47.3M lent: 0.2% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Florida Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
Florida Capital Bank ranks 213th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $47.2M lent: 0.1% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Florida Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO CALIFORNIA, 2025
Florida Capital Bank ranks 40th of 456 lenders in non-metro California, with $21.2M lent: 0.5% of a $4.39B market.
non-metro California is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Florida Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
Florida Capital Bank ranks 315th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $14.9M lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Florida Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — VICTORIA, TX, 2025
Florida Capital Bank ranks 107th of 170 lenders in Victoria, TX, with $255K lent: 0.1% of a $287.5M market.
Victoria, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Florida Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ABILENE, TX, 2025
Florida Capital Bank ranks 212th of 251 lenders in Abilene, TX, with $195K lent: 0.0% of a $955.5M market.
Abilene, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Florida Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BEAUMONT-PORT ARTHUR, TX, 2025
Florida Capital Bank ranks 219th of 289 lenders in Beaumont-Port Arthur, TX, with $285K lent: 0.0% of a $1.28B market.
Beaumont-Port Arthur, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Florida Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Florida Capital Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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