Applications / Mortgage Analytics / Lenders / Washington / Fibre Federal Credit Union
Longview, WA · Credit union · NCUA · $1.8 billion assets · 850 loans in 2025
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850
loans originated, 2025
1,352
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Fibre Federal Credit Union is a Longview credit union with an unusually large manufactured-home business, ranking third in Longview-Kelso, and its originations grew in line with similar lenders in 2025.
Manufactured homes make up 15.4% of its loans, against 0.3% at similar lenders (credit unions making between half and twice as many loans), higher than nearly all of them. Home improvement accounts for 33.3% and other purposes 31.9%, with purchases at 19.2% and refinances at 15.6%.
Its higher-priced share (loans with a rate well above the average for similar loans) was 13.1%, against 1.7% at similar lenders. Manufactured-home loans, at 15.4% of its lending, are usually priced higher than other home loans and could account for most of that difference.
It ranks 3 of 219 in Longview-Kelso, behind Guild Mortgage Company and United Wholesale Mortgage, with a share that slipped to 7.4% from 7.7%. Originations rose 8% to 850, the same as the typical similar lender, against 10% for the whole market, which could account for the small share change.
Only 0.7% of its loans were in majority-minority tracts, against 10.5% at similar lenders. The make-up of the Washington and Oregon markets it serves is one possible explanation. Its share in low- and moderate-income tracts, 16.0%, is close to similar lenders'.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Fibre Federal Credit Union took 1,352 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 33.3% · Other 31.9% · Purchase 19.2% · Refinance 15.6%
Conventional 100.0% · of 850 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Washington | 583 | 68.6% |
| Oregon | 266 | 31.3% |
| Virginia | 1 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Longview-Kelso | 466 |
| Portland-Vancouver-Hillsboro | 106 |
| Olympia-Lacey-Tumwater | 3 |
| Eugene-Springfield | 2 |
| Salem | 2 |
| Tacoma-Lakewood | 2 |
| Albany | 1 |
| Arlington-Alexandria-Reston | 1 |
| Bellingham | 1 |
| Bend | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300TDBTRK89DZRC13 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 40873 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 52191 | 2005–2017 |
Established 1 January 1937. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: Fibre Federal Credit Union's data.
Fibre Federal Credit Union's data
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Fibre Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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