Applications / Mortgage Analytics / Lenders / Kansas / Envista Federal Credit Union
Topeka, KS · Credit union · NCUA · $655 million assets · 713 loans in 2025
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713
loans originated, 2025
1,042
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Envista Federal Credit Union is a Topeka credit union ranking fifth in its home market, making small loans across a balanced mix of purposes, with lending held level in 2025 while the market grew.
Originations fell 1% to 713, while the typical similar lender (credit unions making between half and twice as many loans) grew 7% and the whole market 10%. Its yearly totals have stayed between 572 and 771 since 2018, so 2025 is close to its usual level.
It ranks 5 of 236 in Topeka, but its share fell to 6.0% from 6.6%, and in Lawrence, where it ranks 20 of 222, to 1.3% from 1.5%. Steady lending while the market grew could account for both. Capitol Federal Savings Bank leads Topeka and Mid America Bank leads Lawrence.
Home improvement makes up 27.3% of its loans, purchases 26.5%, refinances 25.8% and other purposes 20.3%, all conventional. Its typical loan, $75,000, is smaller than the $105,000 of similar lenders, among the lowest tenth.
Low- and moderate-income (LMI) borrowers took 33.6% of its loans, against 27.3% at similar lenders, higher than about three-quarters of them. Its share in LMI tracts, 17.6%, is higher than similar lenders' 15.0% and up from 9.5% five years before.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Envista Federal Credit Union took 1,042 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 27.3% · Purchase 26.5% · Refinance 25.8% · Other 20.3%
Conventional 100.0% · of 713 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kansas | 712 | 99.9% |
| Oklahoma | 1 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Topeka | 607 |
| Lawrence | 57 |
| Kansas City | 20 |
| Wichita | 4 |
| Manhattan | 2 |
| Oklahoma City | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300FV8093AKDLHQ80 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 425498 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 565282 | 1990–2017 |
Established 1 January 1957. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Envista Federal Credit Union's data.
Envista Federal Credit Union's data
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Envista Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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