Applications / Mortgage Analytics / Lenders / Arizona / Credit Union West
Glendale, AZ · Credit union · NCUA · $1.4 billion assets · 674 loans in 2025
Credit Union West's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
674
loans originated, 2025
1,251
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Credit Union West is a Phoenix-area credit union whose lending is mostly other-purpose and home-improvement loans, with more of them in LMI and majority-minority areas than at most similar lenders.
Other-purpose loans were 50.0% of its originations and home improvement 34.9%; refinances were 8.2% and home purchases 7.0%. Its typical loan was $95,000, against $105,000 at similar lenders (credit unions making between half and twice as many loans).
LMI (low- and moderate-income) areas took 18.2% of its loans, against 15.0% at similar lenders, higher than about seven in ten. Majority-minority areas took 22.9%, against 10.8%, also higher than about seven in ten. Its LMI borrower share, 29.7%, is a little above the 26.9% at similar lenders. The Phoenix-area markets it serves are one ordinary reason.
Originations rose 5% to 674, while similar lenders rose 7% and the whole market 10%, placing its growth near the middle. Its count is below the 900 of five years before.
It ranked 44 of 380 lenders in Prescott Valley-Prescott, with 0.5% of the market, unchanged. In Phoenix-Mesa-Chandler, its largest market, it ranked 125 of 879.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Credit Union West took 1,251 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 50.0% · Home improvement 34.9% · Refinance 8.2% · Purchase 7.0%
Conventional 99.9% · VA 0.1% · of 674 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arizona | 674 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Phoenix-Mesa-Chandler | 555 |
| Prescott Valley-Prescott | 99 |
| Tucson | 7 |
| Lake Havasu City-Kingman | 2 |
| Flagstaff | 1 |
| Yuma | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930065Z1DW0CWIZQ58 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 440688 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 568421 | 2000–2017 |
Established 1 January 1951. Reported under HMDA 2000-2025.
Mergers, name changes, data editions and corrections: Credit Union West's data.
Credit Union West's data
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Credit Union West and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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