Applications / Mortgage Analytics / Lenders / Nevada / Clark County Credit Union
Las Vegas, NV · Credit union · STATE · $1.6 billion assets · 749 loans in 2025
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749
loans originated, 2025
1,484
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Clark County Credit Union is a Las Vegas credit union whose lending is mostly home-improvement and other-purpose loans, and it grew 27% in 2025, faster than about four in five similar lenders.
Other-purpose loans were 36.0% of its originations and home-improvement loans 32.0%; purchases were 19.1% and refinances 12.8%. Its typical loan, $105,000, matched similar lenders' (credit unions making between half and twice as many loans). It lends in one state, two metros and five counties.
Originations rose 27% to 749, against 7% at peers and 10% in the whole market, and dollar volume rose to $142.6 million from $83.3 million. Its share of Las Vegas-Henderson-North Las Vegas rose 0.2 points to 0.7%, ranking 33 of 489. It made 1,584 loans in 2022; it filed no report for 2018, 2019 or 2021, which are gaps in the record, not years without lending.
Majority-minority areas took 54.3% of its loans, against 10.4% at peers, higher than about nine in ten of them; that follows where it lends, in and around Las Vegas. LMI (low- and moderate-income) borrowers took 14.1%, lower than more than nine in ten peers (27.6%); one possibility is its mix, since home-improvement loans go to people who already own homes.
Conventional loans were 98.7%; FHA loans (insured by the Federal Housing Administration) fell to 1.2% from 4.9% the year before. Higher-priced loans (a rate well above the average for similar loans) were 1.4%, near peers' 1.7%.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2020–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Clark County Credit Union took 1,484 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 36.0% · Home improvement 32.0% · Purchase 19.1% · Refinance 12.8%
Conventional 98.7% · FHA 1.2% · VA 0.1% · of 749 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nevada | 749 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Las Vegas-Henderson-North Las Vegas | 738 |
| Reno | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493002HQBP2ODIIFH94 | 2020–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 328692 | 2022–2023 |
| Respondent ID (the HMDA filer code before 2018) | 586752 | 1992–2000 |
Established 1 January 1951. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Clark County Credit Union's data.
Clark County Credit Union's data
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Clark County Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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