Applications / Mortgage Analytics / Lenders / Iowa / Bankers Trust Company
Des Moines, IA · State non-member bank · FDIC · $7.5 billion assets · 716 loans in 2025
Bankers Trust Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
716
loans originated, 2025
910
applications, 2025
12
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bankers Trust Company ranked fourth in Des Moines-West Des Moines, where its share doubled to 3.2%, and its originations rose 84% to 716 in 2025, faster than nearly all similar lenders.
Originations rose 84%, against 9% at similar lenders (state non-member banks making between half and twice as many loans) and 10% for the whole market. The rise followed two low years: 573 in 2023 and 390 in 2024, after 1,335 in 2022. Purchases were 60.5% of its loans.
It ranked 4 of 396 lenders in Des Moines-West Des Moines, where it has lent since before 1990, behind GreenState Credit Union, Veridian Credit Union and Community Choice Credit Union; its share rose 1.6 points to 3.2%. In Ames it ranked 11 of 189, with a share up 0.8 points to 3.0%.
LMI (low- and moderate-income) borrowers took 38.6% of its loans, against 26.5% at similar lenders, higher than more than nine in ten of them; the share was 27.5% the year before and 14.6% five years before. LMI areas took 14.5%, near peers' 15.5%.
Its typical loan was $235,000, against $195,000, and jumbo loans (larger than the conforming limit) were 5.1%, down from 10.1% the year before, against 2.0% at peers. Its typical rate, 6.38%, was lower than about four in five peers (6.75%).
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bankers Trust Company took 910 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 60.5% · Refinance 21.1% · Other 13.8% · Home improvement 4.6%
Conventional 99.9% · FHA 0.1% · of 716 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Iowa | 576 | 80.4% |
| Arizona | 101 | 14.1% |
| Nebraska | 21 | 2.9% |
| Missouri | 5 | 0.7% |
| Minnesota | 3 | 0.4% |
| Florida | 2 | 0.3% |
| Illinois | 2 | 0.3% |
| Kansas | 2 | 0.3% |
| California | 1 | 0.1% |
| Indiana | 1 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Des Moines-West Des Moines | 433 |
| Phoenix-Mesa-Chandler | 99 |
| Ames | 61 |
| Cedar Rapids | 59 |
| Omaha | 21 |
| Columbia | 4 |
| Davenport-Moline-Rock Island | 4 |
| Iowa City | 4 |
| Minneapolis-St. Paul-Bloomington | 3 |
| Waterloo-Cedar Falls | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | II61D6IY86YZ37HBBL25 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 811046 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2811046 | 1990–1998 |
| Respondent ID (the HMDA filer code before 2018) | 123958 | 1999–2009 |
| Respondent ID (the HMDA filer code before 2018) | 3953 | 2010–2017 |
Established 1 June 1917. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Bankers Trust Company's data.
Bankers Trust Company's data
$215
Bankers Trust Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Bankers Trust Company's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]