Applications / Mortgage Analytics / Lenders / Washington / Whatcom Educational Credit Union / Competition
Whatcom Educational Credit Union
Bellingham, WA · Credit union · NCUA · $3.3 billion assets · 1,016 loans in 2025
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1,016
loans originated, 2025
1,631
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Whatcom Educational Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BELLINGHAM, WA, 2025
Whatcom Educational Credit Union ranks 1st of 256 lenders in Bellingham, WA, with $257.2M lent: 13.1% of a $1.97B market.
Bellingham, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Whatcom Educational Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MOUNT VERNON-ANACORTES, WA, 2025
Whatcom Educational Credit Union ranks 8th of 213 lenders in Mount Vernon-Anacortes, WA, with $32.4M lent: 3.2% of a $1.01B market.
Mount Vernon-Anacortes, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Whatcom Educational Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
Whatcom Educational Credit Union ranks 219th of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $18.7M lent: 0.0% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Whatcom Educational Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO WASHINGTON, 2025
Whatcom Educational Credit Union ranks 154th of 440 lenders in non-metro Washington, with $5.5M lent: 0.1% of a $6.13B market.
non-metro Washington is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Whatcom Educational Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — OLYMPIA-LACEY-TUMWATER, WA, 2025
Whatcom Educational Credit Union ranks 146th of 303 lenders in Olympia-Lacey-Tumwater, WA, with $1.7M lent: 0.1% of a $2.95B market.
Olympia-Lacey-Tumwater, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Whatcom Educational Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — YAKIMA, WA, 2025
Whatcom Educational Credit Union ranks 205th of 216 lenders in Yakima, WA, with $180K lent: 0.0% of a $1.07B market.
Yakima, WA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Whatcom Educational Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PORTLAND-VANCOUVER-HILLSBORO, OR-WA, 2025
Whatcom Educational Credit Union ranks 565th of 566 lenders in Portland-Vancouver-Hillsboro, OR-WA, with $35K lent: 0.0% of a $22.57B market.
Portland-Vancouver-Hillsboro, OR-WA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Whatcom Educational Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SPOKANE-SPOKANE VALLEY, WA, 2025
Whatcom Educational Credit Union ranks 251st of 346 lenders in Spokane-Spokane Valley, WA, with $495K lent: 0.0% of a $4.56B market.
Spokane-Spokane Valley, WA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Whatcom Educational Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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