Applications / Mortgage Analytics / Lenders / Illinois / United Community Bank / Competition
United Community Bank
Chatham, IL · State non-member bank · FDIC · $4.1 billion assets · 1,433 loans in 2025
United Community Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,433
loans originated, 2025
1,908
applications, 2025
15
states and territories
0
gaps bigger than at similar lenders
Who United Community Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NAPLES-MARCO ISLAND, FL, 2025
United Community Bank ranks 7th of 595 lenders in Naples-Marco Island, FL, with $114.1M lent: 2.2% of a $5.13B market.
Naples-Marco Island, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO ILLINOIS, 2025
United Community Bank ranks 8th of 572 lenders in non-metro Illinois, with $55.0M lent: 1.7% of a $3.27B market.
non-metro Illinois is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SPRINGFIELD, IL, 2025
United Community Bank ranks 3rd of 217 lenders in Springfield, IL, with $54.8M lent: 6.6% of a $824.4M market.
Springfield, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ST. LOUIS, IL-MO, 2025
United Community Bank ranks 82nd of 637 lenders in St. Louis, IL-MO, with $39.2M lent: 0.2% of a $16.74B market.
St. Louis, IL-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MISSOURI, 2025
United Community Bank ranks 121st of 640 lenders in non-metro Missouri, with $9.0M lent: 0.1% of a $6.01B market.
non-metro Missouri is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DAYTON-KETTERING-BEAVERCREEK, OH, 2025
United Community Bank ranks 286th of 443 lenders in Dayton-Kettering-Beavercreek, OH, with $615K lent: 0.0% of a $4.54B market.
Dayton-Kettering-Beavercreek, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
United Community Bank ranks 603rd of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $305K lent: 0.0% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO MISSISSIPPI, 2025
United Community Bank ranks 367th of 438 lenders in non-metro Mississippi, with $235K lent: 0.0% of a $3.95B market.
non-metro Mississippi is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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United Community Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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