Applications / Mortgage Analytics / Lenders / Ohio / The Farmers & Merchants State Bank / Competition
The Farmers & Merchants State Bank
Archbold, OH · State non-member bank · FDIC · $3.4 billion assets · 1,089 loans in 2025
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1,089
loans originated, 2025
1,468
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Who The Farmers & Merchants State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO INDIANA, 2025
The Farmers & Merchants State Bank ranks 35th of 555 lenders in non-metro Indiana, with $43.9M lent: 0.7% of a $6.30B market.
non-metro Indiana is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Farmers & Merchants State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO OHIO, 2025
The Farmers & Merchants State Bank ranks 40th of 592 lenders in non-metro Ohio, with $38.1M lent: 0.5% of a $6.94B market.
non-metro Ohio is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Farmers & Merchants State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — TOLEDO, OH, 2025
The Farmers & Merchants State Bank ranks 19th of 334 lenders in Toledo, OH, with $35.4M lent: 1.5% of a $2.36B market.
Toledo, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Farmers & Merchants State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DETROIT-WARREN-DEARBORN, MI, 2025
The Farmers & Merchants State Bank ranks 111th of 599 lenders in Detroit-Warren-Dearborn, MI, with $26.2M lent: 0.1% of a $25.80B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Farmers & Merchants State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CINCINNATI, IN-KY-OH, 2025
The Farmers & Merchants State Bank ranks 145th of 621 lenders in Cincinnati, IN-KY-OH, with $15.7M lent: 0.1% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Farmers & Merchants State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SEBASTIAN-VERO BEACH-WEST VERO CORRIDOR, FL, 2025
The Farmers & Merchants State Bank ranks 248th of 366 lenders in Sebastian-Vero Beach-West Vero Corridor, FL, with $405K lent: 0.0% of a $1.31B market.
Sebastian-Vero Beach-West Vero Corridor, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Farmers & Merchants State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO ILLINOIS, 2025
The Farmers & Merchants State Bank ranks 525th of 572 lenders in non-metro Illinois, with $115K lent: 0.0% of a $3.27B market.
non-metro Illinois is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Farmers & Merchants State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SPRINGFIELD, OH, 2025
The Farmers & Merchants State Bank ranks 30th of 216 lenders in Springfield, OH, with $3.5M lent: 0.6% of a $561.4M market.
Springfield, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Farmers & Merchants State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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