Applications / Mortgage Analytics / Lenders / Texas / TDECU / Competition
TDECU
Houston, TX · Credit union · NCUA · $5.0 billion assets · 1,116 loans in 2025
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1,116
loans originated, 2025
1,617
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who TDECU competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
TDECU ranks 44th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $206.3M lent: 0.5% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TDECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO TEXAS, 2025
TDECU ranks 72nd of 831 lenders in non-metro Texas, with $30.4M lent: 0.3% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TDECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — VICTORIA, TX, 2025
TDECU ranks 2nd of 170 lenders in Victoria, TX, with $25.1M lent: 8.7% of a $287.5M market.
Victoria, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TDECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
TDECU ranks 554th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $4.1M lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TDECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAN ANTONIO-NEW BRAUNFELS, TX, 2025
TDECU ranks 343rd of 669 lenders in San Antonio-New Braunfels, TX, with $2.4M lent: 0.0% of a $16.26B market.
San Antonio-New Braunfels, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and TDECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — EL PASO, TX, 2025
TDECU ranks 299th of 332 lenders in El Paso, TX, with $175K lent: 0.0% of a $3.34B market.
El Paso, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and TDECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BROWNSVILLE-HARLINGEN, TX, 2025
TDECU ranks 199th of 286 lenders in Brownsville-Harlingen, TX, with $345K lent: 0.0% of a $1.07B market.
Brownsville-Harlingen, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and TDECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MIDLAND, TX, 2025
TDECU ranks 248th of 294 lenders in Midland, TX, with $275K lent: 0.0% of a $1.51B market.
Midland, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and TDECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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