Applications / Mortgage Analytics / Lenders / Alabama / River Bank & Trust / Competition
River Bank & Trust
Prattville, AL · State non-member bank · FDIC · $3.8 billion assets · 1,418 loans in 2025
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1,418
loans originated, 2025
1,691
applications, 2025
8
states and territories
0
gaps bigger than at similar lenders
Who River Bank & Trust competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BIRMINGHAM, AL, 2025
River Bank & Trust ranks 34th of 523 lenders in Birmingham, AL, with $51.2M lent: 0.7% of a $7.02B market.
Birmingham, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and River Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO ALABAMA, 2025
River Bank & Trust ranks 16th of 523 lenders in non-metro Alabama, with $49.1M lent: 1.3% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and River Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MONTGOMERY, AL, 2025
River Bank & Trust ranks 11th of 331 lenders in Montgomery, AL, with $43.0M lent: 2.3% of a $1.87B market.
Montgomery, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and River Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — AUBURN-OPELIKA, AL, 2025
River Bank & Trust ranks 12th of 305 lenders in Auburn-Opelika, AL, with $34.5M lent: 2.2% of a $1.58B market.
Auburn-Opelika, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and River Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MOBILE, AL, 2025
River Bank & Trust ranks 11th of 356 lenders in Mobile, AL, with $34.4M lent: 2.0% of a $1.72B market.
Mobile, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and River Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ALBANY, GA, 2025
River Bank & Trust ranks 90th of 212 lenders in Albany, GA, with $680K lent: 0.2% of a $443.1M market.
Albany, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and River Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BOISE CITY, ID, 2025
River Bank & Trust ranks 333rd of 409 lenders in Boise City, ID, with $495K lent: 0.0% of a $8.88B market.
Boise City, ID is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and River Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SAVANNAH, GA, 2025
River Bank & Trust ranks 468th of 469 lenders in Savannah, GA, with $15K lent: 0.0% of a $3.89B market.
Savannah, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and River Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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