Applications / Mortgage Analytics / Lenders / Colorado / Premier Members Credit Union
Broomfield, CO · Credit union · NCUA · $4.1 billion assets · 1,170 loans in 2025
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1,170
loans originated, 2025
1,738
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Premier Members Credit Union, a Colorado credit union with a broad mix of loan purposes, more than doubled its loans to 1,170 in 2025 after a sharp fall in 2024.
Originations rose 110% from 557, against 9% at similar lenders (credit unions making between half and twice as many loans), the highest among them. The rise followed a fall to 557 in 2024 from 1,195 in 2023, and volume remains below the 1,502 loans of five years before. Its 2025 merger with Meritrust Federal Credit Union is one possible reason for the rebound.
Its share in Wichita, KS rose to 2.2% from 0.0%, ranking 12 of 367. Meritrust filings count in these market figures, so the merger may explain most of this. In its home state it ranked 26 of 352 in Boulder, with 0.7%, and 105 of 754 in Denver-Aurora-Centennial.
Home purchases were 31.7% of its loans, refinances 26.8%, home improvement 22.9% and other purposes 18.5%. Its typical loan was $125,000 against $105,000 at peers, and 3.3% of its loans were jumbo (larger than the conforming limit), against 1.0%.
LMI (low- and moderate-income) borrowers took 31.9% of its loans, against 27.6% at similar lenders, higher than about seven in ten of them. LMI areas took 19.1%, against 15.0%, higher than about eight in ten.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Premier Members Credit Union took 1,738 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 31.7% · Refinance 26.8% · Home improvement 22.9% · Other 18.5%
Conventional 99.9% · FHA 0.1% · of 1,170 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Colorado | 667 | 57.0% |
| Kansas | 495 | 42.3% |
| Wyoming | 5 | 0.4% |
| Arizona | 2 | 0.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Wichita | 434 |
| Denver-Aurora-Centennial | 299 |
| Boulder | 146 |
| Greeley | 103 |
| Fort Collins-Loveland | 78 |
| Pueblo | 13 |
| Lawrence | 11 |
| Kansas City | 7 |
| Topeka | 7 |
| Manhattan | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LG5340S24M4N89 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 567594 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 562574 | 1990–2017 |
Established 1 January 1950. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Premier Members Credit Union's data.
Premier Members Credit Union's data
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Premier Members Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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