Applications / Mortgage Analytics / Lenders / Louisiana / Origin Bank
Choudrant, LA · State member bank · FRS · $9.6 billion assets · 976 loans in 2025
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976
loans originated, 2025
1,315
applications, 2025
18
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Origin Bank is a Louisiana and Texas purchase lender with far more government-backed loans than similar lenders; in 2025 it made fewer loans for more dollars and lost share in its Louisiana markets of Monroe and Shreveport-Bossier City.
Originations fell 24% to 976, while similar lenders (state member banks making between half and twice as many loans) rose 7% and the whole market 10%. Its dollar volume rose to $458.5 million from $360.2 million, higher than about four in five peers, while jumbo loans (larger than the conforming limit) rose to 6.7% from 2.7%, against 1.8% at peers.
FHA loans (insured by the Federal Housing Administration) were 7.8% of its originations, against 1.8% at peers; VA loans (guaranteed by the Department of Veterans Affairs) 4.3%, against 0.5%; and RHS loans (guaranteed by the Department of Agriculture's Rural Housing Service) 1.7%, against 0.1%. Purchases were 59.7% of its loans. It denied 5.8% of first-lien home-purchase applications, against 7.1%.
Its share fell 2.4 points to 5.1% in Monroe, where it ranked 6 of 181, and 2.4 points to 2.7% in Shreveport-Bossier City. It rose 0.1 points to 0.2% in Houston-Pasadena-The Woodlands. Its smaller number of loans and competitors' growth are possible reasons for the losses.
Majority-minority areas took 24.5% of its loans, higher than more than nine in ten peers (7.2%), and LMI (low- and moderate-income) areas 18.1%, against 15.3%. LMI borrowers took 21.4%, against 28.3%; its jumbo lending is one possible reason.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Origin Bank took 1,315 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 59.7% · Refinance 26.9% · Home improvement 7.5% · Other 5.8%
Conventional 86.2% · FHA 7.8% · VA 4.3% · USDA (RHS or FSA) 1.7% · of 976 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 528 | 54.1% |
| Texas | 270 | 27.7% |
| Mississippi | 128 | 13.1% |
| Arkansas | 10 | 1.0% |
| Alabama | 9 | 0.9% |
| Florida | 8 | 0.8% |
| Tennessee | 6 | 0.6% |
| Oklahoma | 4 | 0.4% |
| Arizona | 2 | 0.2% |
| Colorado | 2 | 0.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Monroe | 191 |
| Shreveport-Bossier City | 159 |
| Dallas-Plano-Irving | 110 |
| Jackson | 104 |
| Houston-Pasadena-The Woodlands | 44 |
| Fort Worth-Arlington-Grapevine | 38 |
| Tyler | 32 |
| Longview | 19 |
| Alexandria | 5 |
| Crestview-Fort Walton Beach-Destin | 5 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | D8RBTOL3JO2Q6IEO0F34 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 667757 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 312614 | 1999–2011 |
| Respondent ID (the HMDA filer code before 2018) | 2667757 | 2012–2017 |
Established 23 November 1912. Reported under HMDA 1999-2025.
Mergers, name changes, data editions and corrections: Origin Bank's data.
Origin Bank's data
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