Applications / Mortgage Analytics / Lenders / New York / Municipal Credit Union / Competition
Municipal Credit Union
New York, NY · Credit union · NCUA · $4.9 billion assets · 1,203 loans in 2025
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1,203
loans originated, 2025
3,157
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Municipal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Municipal Credit Union ranks 82nd of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $368.1M lent: 0.3% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Municipal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BRIDGEPORT-STAMFORD-DANBURY, CT, 2025
Municipal Credit Union ranks 122nd of 419 lenders in Bridgeport-Stamford-Danbury, CT, with $11.7M lent: 0.1% of a $10.74B market.
Bridgeport-Stamford-Danbury, CT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Municipal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — KIRYAS JOEL-POUGHKEEPSIE-NEWBURGH, NY, 2025
Municipal Credit Union ranks 66th of 282 lenders in Kiryas Joel-Poughkeepsie-Newburgh, NY, with $11.3M lent: 0.3% of a $4.18B market.
Kiryas Joel-Poughkeepsie-Newburgh, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Municipal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
Municipal Credit Union ranks 357th of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $6.4M lent: 0.0% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Municipal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO NEW YORK, 2025
Municipal Credit Union ranks 145th of 377 lenders in non-metro New York, with $3.1M lent: 0.1% of a $3.97B market.
non-metro New York is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Municipal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WILLIAMSPORT, PA, 2025
Municipal Credit Union ranks 108th of 153 lenders in Williamsport, PA, with $235K lent: 0.1% of a $372.1M market.
Williamsport, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Municipal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — READING, PA, 2025
Municipal Credit Union ranks 354th of 365 lenders in Reading, PA, with $75K lent: 0.0% of a $2.00B market.
Reading, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Municipal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — WATERTOWN-FORT DRUM, NY, 2025
Municipal Credit Union ranks 104th of 106 lenders in Watertown-Fort Drum, NY, with $55K lent: 0.0% of a $426.4M market.
Watertown-Fort Drum, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Municipal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 68% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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