Applications / Mortgage Analytics / Lenders / Illinois / Midland States Bank / Competition
Midland States Bank
Effingham, IL · State member bank · FRS · $6.5 billion assets · 989 loans in 2025
Midland States Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
989
loans originated, 2025
1,641
applications, 2025
13
states and territories
0
gaps bigger than at similar lenders
Who Midland States Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
Midland States Bank ranks 155th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $65.1M lent: 0.1% of a $59.66B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Midland States Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ST. LOUIS, IL-MO, 2025
Midland States Bank ranks 65th of 637 lenders in St. Louis, IL-MO, with $54.3M lent: 0.3% of a $16.74B market.
St. Louis, IL-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Midland States Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CHAMPAIGN-URBANA, IL, 2025
Midland States Bank ranks 14th of 255 lenders in Champaign-Urbana, IL, with $24.9M lent: 1.1% of a $2.34B market.
Champaign-Urbana, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Midland States Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 75% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
Midland States Bank ranks 174th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $23.5M lent: 0.1% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Midland States Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO ILLINOIS, 2025
Midland States Bank ranks 36th of 572 lenders in non-metro Illinois, with $22.6M lent: 0.7% of a $3.27B market.
non-metro Illinois is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Midland States Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO SOUTH CAROLINA, 2025
Midland States Bank ranks 482nd of 514 lenders in non-metro South Carolina, with $125K lent: 0.0% of a $2.95B market.
non-metro South Carolina is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Midland States Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — IOWA CITY, IA, 2025
Midland States Bank ranks 139th of 171 lenders in Iowa City, IA, with $255K lent: 0.0% of a $1.24B market.
Iowa City, IA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Midland States Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 80% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CHATTANOOGA, GA-TN, 2025
Midland States Bank ranks 381st of 525 lenders in Chattanooga, GA-TN, with $435K lent: 0.0% of a $4.21B market.
Chattanooga, GA-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Midland States Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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