Applications / Mortgage Analytics / Lenders / Washington / iQ Credit Union
Vancouver, WA · Credit union · NCUA · $2.2 billion assets · 1,184 loans in 2025
iQ Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,184
loans originated, 2025
1,804
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
iQ Credit Union is a Vancouver, WA, credit union whose mortgage lending is mostly home-improvement and other-purpose loans, which together made up about four in five of its 1,184 loans in 2025.
Other purposes made up 43.3% of its loans and home improvement 37.5%; purchase loans were 11.6% and refinance 7.6%. Every loan was conventional. Its typical loan was $115,000, against $105,000 at similar lenders (credit unions making between half and twice as many loans).
Originations rose 14%, from 1,039 to 1,184, against 9% at similar lenders and 10% for the whole market. It made 2,254 loans five years before.
It ranked 31 of 566 lenders in Portland-Vancouver-Hillsboro, where it has lent since before 1990, and 28 of 219 in Longview-Kelso. Higher-priced loans (a rate well above the average for similar loans) were 0.2% of its lending, against 1.5% at similar lenders.
LMI (low- and moderate-income) areas took 18.2% of its loans, higher than about three in four similar lenders (15.0%), and LMI borrowers 28.6%, against 27.6%. Majority-minority areas took 0.7%, against 10.2%; the Washington and Oregon markets it serves are one possible reason.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. iQ Credit Union took 1,804 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 43.3% · Home improvement 37.5% · Purchase 11.6% · Refinance 7.6%
Conventional 100.0% · of 1,184 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Washington | 1,087 | 91.8% |
| Oregon | 97 | 8.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Portland-Vancouver-Hillsboro | 1,058 |
| Longview-Kelso | 51 |
| Tacoma-Lakewood | 8 |
| Salem | 7 |
| Olympia-Lacey-Tumwater | 4 |
| Spokane-Spokane Valley | 4 |
| Kennewick-Richland | 3 |
| Seattle-Bellevue-Kent | 3 |
| Eugene-Springfield | 2 |
| Albany | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900N49YI2HHKDPS92 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 542096 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 560438 | 1990–2017 |
Established 1 January 1940. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: iQ Credit Union's data.
iQ Credit Union's data
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iQ Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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