Applications / Mortgage Analytics / Lenders / Texas / First National Bank Texas / Competition
First National Bank Texas
Killeen, TX · National bank · OCC · $4.5 billion assets · 1,212 loans in 2025
First National Bank Texas's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,212
loans originated, 2025
1,564
applications, 2025
23
states and territories
0
gaps bigger than at similar lenders
Who First National Bank Texas competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — KILLEEN-TEMPLE, TX, 2025
First National Bank Texas ranks 5th of 394 lenders in Killeen-Temple, TX, with $126.8M lent: 4.0% of a $3.21B market.
Killeen-Temple, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — EL PASO, TX, 2025
First National Bank Texas ranks 13th of 332 lenders in El Paso, TX, with $70.4M lent: 2.1% of a $3.34B market.
El Paso, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO TEXAS, 2025
First National Bank Texas ranks 80th of 831 lenders in non-metro Texas, with $28.3M lent: 0.3% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CORPUS CHRISTI, TX, 2025
First National Bank Texas ranks 24th of 389 lenders in Corpus Christi, TX, with $21.2M lent: 1.0% of a $2.10B market.
Corpus Christi, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PHOENIX-MESA-CHANDLER, AZ, 2025
First National Bank Texas ranks 261st of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $17.2M lent: 0.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DAYTON-KETTERING-BEAVERCREEK, OH, 2025
First National Bank Texas ranks 216th of 443 lenders in Dayton-Kettering-Beavercreek, OH, with $1.3M lent: 0.0% of a $4.54B market.
Dayton-Kettering-Beavercreek, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SPRINGFIELD, OH, 2025
First National Bank Texas ranks 61st of 216 lenders in Springfield, OH, with $1.3M lent: 0.2% of a $561.4M market.
Springfield, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BAY CITY, MI, 2025
First National Bank Texas ranks 58th of 172 lenders in Bay City, MI, with $780K lent: 0.2% of a $337.2M market.
Bay City, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank Texas in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First National Bank Texas and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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