Applications / Mortgage Analytics / Lenders / Colorado / Colorado Federal Savings Bank
Greenwood Village, CO · Savings institution · OCC · $2.7 billion assets · 1,173 loans in 2025
Colorado Federal Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,173
loans originated, 2025
1,520
applications, 2025
24
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Colorado Federal Savings Bank is a Colorado savings institution that lends across 24 states, most of all in Massachusetts, and its originations rose 41% in 2025, against 4% at similar lenders.
Its head office is in Colorado, but Massachusetts is its main state, and its loans reach 63 metros in 24 states. It ranked 93 of 664 lenders in Boston-Cambridge-Newton and 62 of 475 in Providence-Warwick, where its share held at 0.3%. In Huntsville its share rose 0.3 points to 0.8%.
Originations rose 41% to 1,173, against 4% at similar lenders (savings institutions making between half and twice as many loans) and 10% for the whole market, faster than about nine in ten of them. It first reported in 2003; 2018 to 2021 are missing from the record, and are gaps, not years without lending.
All its loans were conventional, with no government-backed lending. None was higher-priced (a rate well above the average for similar loans), against 0.8% at peers, and its typical rate was 6.38%, against 6.75%, lower than about four in five of them.
Its typical loan was $395,000, against $235,000 at peers, yet jumbo loans (larger than the conforming limit) were only 0.5%, against 3.0%. LMI (low- and moderate-income) borrowers took 19.3% of its loans, down from 27.3% in 2024 and lower than about four in five peers (25.5%); its larger loans are one possible reason.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2022–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Colorado Federal Savings Bank took 1,520 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 79.9% · Refinance 19.9% · Home improvement 0.2%
Conventional 100.0% · of 1,173 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Massachusetts | 293 | 25.0% |
| Alabama | 200 | 17.1% |
| Louisiana | 94 | 8.0% |
| Delaware | 84 | 7.2% |
| Colorado | 73 | 6.2% |
| Arkansas | 64 | 5.5% |
| Rhode Island | 42 | 3.6% |
| New Mexico | 40 | 3.4% |
| New York | 40 | 3.4% |
| Maine | 36 | 3.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cambridge-Newton-Framingham | 113 |
| Huntsville | 108 |
| Providence-Warwick | 103 |
| Boston | 73 |
| Denver-Aurora-Centennial | 73 |
| Baton Rouge | 43 |
| Wilmington | 40 |
| Albuquerque | 36 |
| Fayetteville-Springdale-Rogers | 33 |
| Birmingham | 31 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | PINLJ7T7GLTF48NFP863 | 2022–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1718469 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 48876 | 2003–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1708876 | 2011–2016 |
Established 29 June 1990. Reported under HMDA 2003-2025.
Mergers, name changes, data editions and corrections: Colorado Federal Savings Bank's data.
Colorado Federal Savings Bank's data
$215
Colorado Federal Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Colorado Federal Savings Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]