Applications / Mortgage Analytics / Lenders / Texas / University Federal Credit Union / Competition
University Federal Credit Union
Austin, TX · Credit union · NCUA · $4.2 billion assets · 1,540 loans in 2025
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1,540
loans originated, 2025
2,217
applications, 2025
22
states and territories
0
gaps bigger than at similar lenders
Who University Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — AUSTIN-ROUND ROCK-SAN MARCOS, TX, 2025
University Federal Credit Union ranks 12th of 753 lenders in Austin-Round Rock-San Marcos, TX, with $337.6M lent: 1.5% of a $22.41B market.
Austin-Round Rock-San Marcos, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
University Federal Credit Union ranks 190th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $40.4M lent: 0.1% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — RALEIGH-CARY, NC, 2025
University Federal Credit Union ranks 95th of 638 lenders in Raleigh-Cary, NC, with $29.6M lent: 0.2% of a $15.84B market.
Raleigh-Cary, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
University Federal Credit Union ranks 326th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $17.3M lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAN ANTONIO-NEW BRAUNFELS, TX, 2025
University Federal Credit Union ranks 170th of 669 lenders in San Antonio-New Braunfels, TX, with $13.5M lent: 0.1% of a $16.26B market.
San Antonio-New Braunfels, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO TENNESSEE, 2025
University Federal Credit Union ranks 138th of 746 lenders in non-metro Tennessee, with $11.6M lent: 0.1% of a $8.31B market.
non-metro Tennessee is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and University Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO COLORADO, 2025
University Federal Credit Union ranks 282nd of 626 lenders in non-metro Colorado, with $2.5M lent: 0.0% of a $9.24B market.
non-metro Colorado is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and University Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
University Federal Credit Union ranks 428th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $2.3M lent: 0.0% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and University Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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