Applications / Mortgage Analytics / Lenders / Ohio / The Farmers National Bank of Canfield
Canfield, OH · National bank · OCC · $5.2 billion assets · 1,527 loans in 2025
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1,527
loans originated, 2025
2,071
applications, 2025
12
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Farmers National Bank of Canfield is an Ohio national bank whose originations rose 16% in 2025, faster than the 10% at similar lenders, and it ranked fourth in Youngstown-Warren, where it has lent since before 1990.
Originations rose 16% to 1,527, against 10% at similar lenders (national banks making between half and twice as many loans) and 10% for the whole market, though they remain lower than the 2,494 of 2020. Its purchase denial rate, 1.8%, was among the lowest of its peers (5.7%).
Home improvement made up 23.8% of its originations and other purposes 9.2%. Its typical loan, $135,000, was smaller than at more than four in five similar lenders, against $205,000; the home-improvement share may account for much of that.
LMI (low- and moderate-income) borrowers took 30.3% of its loans, against 27.0% at peers. LMI areas took 9.4%, among the lowest tenth of its peers (14.6%), and majority-minority areas 1.7%, lower than about four in five (10.5%), though both were higher than five years before. One possible reason is the makeup of the areas it lends in, led by Youngstown-Warren and non-metro Ohio.
It ranked 4 of 278 in Youngstown-Warren with 6.6%, behind The Huntington National Bank, Ixonia Bank and Seven Seventeen Credit Union. Its share rose to 0.4% from 0.2% in Pittsburgh and to 0.3% from 0.2% in Cleveland, and rose 1.3 points in Morgantown, which it entered in 2016.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. The Farmers National Bank of Canfield took 2,071 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 41.9% · Refinance 25.1% · Home improvement 23.8% · Other 9.2%
Conventional 97.1% · FHA 2.2% · VA 0.7% · of 1,527 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 1,309 | 85.7% |
| Pennsylvania | 200 | 13.1% |
| West Virginia | 6 | 0.4% |
| Indiana | 3 | 0.2% |
| South Carolina | 2 | 0.1% |
| Colorado | 1 | 0.1% |
| Florida | 1 | 0.1% |
| Illinois | 1 | 0.1% |
| Michigan | 1 | 0.1% |
| North Carolina | 1 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Youngstown-Warren | 552 |
| Canton-Massillon | 160 |
| Cleveland | 117 |
| Akron | 112 |
| Pittsburgh | 91 |
| Columbus | 13 |
| Morgantown | 3 |
| Indianapolis-Carmel-Greenwood | 2 |
| Chicago-Naperville-Schaumburg | 1 |
| College Station-Bryan | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300YNUT7D0FWKU636 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 680813 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 13654 | 1990–2017 |
Established 17 February 1887. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: The Farmers National Bank of Canfield's data.
The Farmers National Bank of Canfield's data
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The Farmers National Bank of Canfield and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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