Applications / Mortgage Analytics / Lenders / Alabama / ServisFirst Bank
Birmingham, AL · State non-member bank · FDIC · $17.7 billion assets · 1,464 loans in 2025
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1,464
loans originated, 2025
1,792
applications, 2025
21
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
ServisFirst Bank is an Alabama bank that makes large loans, typically $315,000 against $185,000 at similar lenders, and it gained share in Tallahassee and Huntsville in 2025.
Its typical loan was $315,000, larger than at nearly nine in ten similar lenders (state non-member banks making between half and twice as many loans). Jumbo loans (larger than the conforming limit) were 12.4%, against 2.4%, and it lent $889.2 million in all, among the highest twentieth of peers.
It ranked 4 of 372 lenders in Tallahassee, where it has lent since 2012, behind Rocket Mortgage, Movement Mortgage and University Bank; its share rose 1.9 points to 5.1%. In Huntsville its share rose 1.0 points to 1.8%, 14 of 440.
Originations rose 10% to 1,464, in line with similar lenders and the whole market. They were 554 in 2018 and 1,169 in 2020. FHA loans (insured by the Federal Housing Administration) rose to 5.9% from 1.1% five years before, and VA loans (guaranteed by the Department of Veterans Affairs) to 3.0% from 0.9%, both above peers.
LMI (low- and moderate-income) borrowers took 18.7% of its loans, lower than more than four in five peers (27.7%), though up from 13.6% the year before. Its larger loans are one possible reason. Majority-minority areas took 15.3%, against 7.4%.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. ServisFirst Bank took 1,792 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 60.8% · Refinance 19.7% · Home improvement 10.2% · Other 9.4%
Conventional 91.1% · FHA 5.9% · VA 3.0% · of 1,464 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Alabama | 596 | 40.7% |
| Florida | 426 | 29.1% |
| Tennessee | 153 | 10.5% |
| South Carolina | 115 | 7.9% |
| Georgia | 75 | 5.1% |
| North Carolina | 54 | 3.7% |
| Virginia | 16 | 1.1% |
| Mississippi | 6 | 0.4% |
| Texas | 5 | 0.3% |
| Indiana | 3 | 0.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tallahassee | 237 |
| Birmingham | 173 |
| Nashville-Davidson--Murfreesboro--Franklin | 110 |
| Charleston-North Charleston | 104 |
| Auburn-Opelika | 98 |
| Huntsville | 90 |
| Pensacola-Ferry Pass-Brent | 57 |
| Dothan | 54 |
| Daphne-Fairhope-Foley | 52 |
| Crestview-Fort Walton Beach-Destin | 44 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300XSS1CPK8G7B851 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3348888 | 2006–2023 |
| Respondent ID (the HMDA filer code before 2018) | 357993 | 2006–2017 |
Established 2 May 2005. Reported under HMDA 2006-2025.
Mergers, name changes, data editions and corrections: ServisFirst Bank's data.
ServisFirst Bank's data
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ServisFirst Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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