Applications / Mortgage Analytics / Lenders / Nebraska / Centris Federal Credit Union
Omaha, NE · Credit union · NCUA · $1.5 billion assets · 1,508 loans in 2025
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1,508
loans originated, 2025
2,314
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Centris Federal Credit Union is an Omaha credit union of small, mostly non-purchase loans that ranks 10 of 417 lenders in Omaha and grew 14% in 2025.
Other purposes made up 31.9% of its loans, home improvement 25.9%, purchases 21.7% and refinances 20.4%. Its typical loan was $95,000, against $115,000 at similar lenders (credit unions making between half and twice as many loans).
Originations rose 14% to 1,508, against 9% at similar lenders and 10% for the whole market. Its share of Omaha lending held at 2.4%, a market it entered in 1991.
LMI (low- and moderate-income) borrowers took 34.1% of its loans, against 27.0% at peers, and LMI areas 20.6%, up from 11.9% five years before and against 15.2%; both are higher than more than four in five similar lenders. Majority-minority areas took 6.8%, lower than peers' 10.6%; the make-up of the Nebraska markets it serves is one possible reason.
Its typical rate was 6.25%, against 7.00% at similar lenders, lower than more than four in five of them. It turned down 3.2% of first-lien home-purchase applications on owner-occupied homes, against 6.2%.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Centris Federal Credit Union took 2,314 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 31.9% · Home improvement 25.9% · Purchase 21.7% · Refinance 20.4% · Not applicable 0.1%
Conventional 99.6% · FHA 0.3% · VA 0.1% · of 1,508 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 1,318 | 87.4% |
| Iowa | 190 | 12.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Omaha | 1,320 |
| Grand Island | 51 |
| Lincoln | 17 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300TTNSX94TR06G13 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 953375 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 528 | 1990–2017 |
Established 1 January 1934. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Centris Federal Credit Union's data.
Centris Federal Credit Union's data
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Centris Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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