Applications / Mortgage Analytics / Lenders / Alabama / America's First Federal Credit Union / Competition
America's First Federal Credit Union
Birmingham, AL · Credit union · NCUA · $2.7 billion assets · 1,508 loans in 2025
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1,508
loans originated, 2025
2,178
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who America's First Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BIRMINGHAM, AL, 2025
America's First Federal Credit Union ranks 13th of 523 lenders in Birmingham, AL, with $132.5M lent: 1.9% of a $7.02B market.
Birmingham, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and America's First Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO ALABAMA, 2025
America's First Federal Credit Union ranks 53rd of 523 lenders in non-metro Alabama, with $17.5M lent: 0.4% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and America's First Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MOBILE, AL, 2025
America's First Federal Credit Union ranks 72nd of 356 lenders in Mobile, AL, with $5.2M lent: 0.3% of a $1.72B market.
Mobile, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and America's First Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DAPHNE-FAIRHOPE-FOLEY, AL, 2025
America's First Federal Credit Union ranks 134th of 485 lenders in Daphne-Fairhope-Foley, AL, with $3.6M lent: 0.1% of a $2.98B market.
Daphne-Fairhope-Foley, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and America's First Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ANNISTON-OXFORD, AL, 2025
America's First Federal Credit Union ranks 30th of 203 lenders in Anniston-Oxford, AL, with $3.2M lent: 0.9% of a $361.8M market.
Anniston-Oxford, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and America's First Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — COLUMBUS, AL-GA, 2025
America's First Federal Credit Union ranks 313th of 318 lenders in Columbus, AL-GA, with $55K lent: 0.0% of a $1.54B market.
Columbus, AL-GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and America's First Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — FLORENCE-MUSCLE SHOALS, AL, 2025
America's First Federal Credit Union ranks 158th of 220 lenders in Florence-Muscle Shoals, AL, with $310K lent: 0.0% of a $784.8M market.
Florence-Muscle Shoals, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and America's First Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — DECATUR, AL, 2025
America's First Federal Credit Union ranks 223rd of 240 lenders in Decatur, AL, with $170K lent: 0.0% of a $729.3M market.
Decatur, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and America's First Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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