Applications / Mortgage Analytics / Lenders / Colorado / Alpine Bank
Glenwood Springs, CO · State non-member bank · FDIC · $6.9 billion assets · 1,491 loans in 2025
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1,491
loans originated, 2025
2,098
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Alpine Bank is a Colorado bank of larger-than-typical loans that grew 23% in 2025, about twice as fast as similar lenders, and ranks 3 of 626 lenders in non-metro Colorado.
Originations rose 23% to 1,491, while similar lenders (state non-member banks making between half and twice as many loans) grew 11% and the whole market 10%; its growth was higher than about four in five of them. That is still a little over half its 2,684 loans of 2020.
Its typical loan was $255,000, against $185,000 at similar lenders, and 7.8% of its loans were jumbo (larger than the conforming limit), against 2.4%. Home purchases were 37.1% of its loans, refinances 27.2% and home improvement 26.2%; 99.4% were conventional.
It ranked 3 of 626 lenders in non-metro Colorado and 6 of 268 in Grand Junction, both entered in 1996. In Denver-Aurora-Centennial, Boulder and Colorado Springs its share rose 0.1 points in each, from small bases.
LMI (low- and moderate-income) borrowers took 24.1% of its loans, up from 12.2% five years before, though still lower than peers' 27.7%. Only 7.7% of its loans were in LMI areas, against 15.2%, among the lowest tenth of similar lenders. Its larger loans and the make-up of the non-metro Colorado markets it mainly serves are possible reasons.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Alpine Bank took 2,098 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 37.1% · Refinance 27.2% · Home improvement 26.2% · Other 9.5%
Conventional 99.4% · VA 0.5% · FHA 0.1% · of 1,491 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Colorado | 1,490 | 99.9% |
| Florida | 1 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Grand Junction | 185 |
| Denver-Aurora-Centennial | 141 |
| Boulder | 31 |
| Fort Collins-Loveland | 28 |
| Greeley | 18 |
| Colorado Springs | 5 |
| Pueblo | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | OYWNLMHNBQQ7BAH3EE86 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 260055 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 323091 | 1996–2017 |
Established 1 April 1980. Reported under HMDA 1996-2025.
Mergers, name changes, data editions and corrections: Alpine Bank's data.
Alpine Bank's data
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