Applications / Mortgage Analytics / Lenders / Texas / Texana Bank
Linden, TX · National bank · OCC · $340 million assets · 1,623 loans in 2025
Texana Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,623
loans originated, 2025
6,074
applications, 2025
48
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Texana Bank, a $340 million bank in Linden, Texas, is a nationwide lender of government-backed loans that doubled its originations to 1,623 in 2025.
FHA loans (insured by the Federal Housing Administration) were 25.0% of its loans and VA loans (guaranteed by the Department of Veterans Affairs) 26.7%, against 2.2% and 0.8% at similar lenders (national banks making between half and twice as many loans). Only 47.8% were conventional, against 96.8% at peers. Its typical rate, 6.50%, was close to peers' 6.52%.
Originations rose 100%, faster than any similar lender, while peers grew 10% and the whole market 10%. It made 983 loans in 2020, only 61 in 2023 and 812 in 2024. Home purchases were 61.6% of its loans and refinances 38.4%, with no home-improvement lending.
It lent in 48 states and 241 metros, with Florida its main state. Its largest markets give it small shares: 0.2% in Jacksonville and in Louisville, and 0.1% in Denver, where it ranked 137 of 754 lenders. It is a small participant in many markets rather than a leader in any of those shown.
LMI (low- and moderate-income) borrowers took 34.4% of its loans and LMI areas 25.4%, against 26.6% and 14.1% at peers; both were higher than about nine in ten similar lenders. Its large FHA and VA shares are one possible reason.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Texana Bank took 6,074 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 61.6% · Refinance 38.4%
Conventional 47.8% · VA 26.7% · FHA 25.0% · USDA (RHS or FSA) 0.5% · of 1,623 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Florida | 206 | 12.7% |
| Texas | 167 | 10.3% |
| Tennessee | 152 | 9.4% |
| Colorado | 123 | 7.6% |
| Kentucky | 69 | 4.3% |
| North Carolina | 60 | 3.7% |
| Ohio | 60 | 3.7% |
| New York | 56 | 3.5% |
| Idaho | 52 | 3.2% |
| Michigan | 52 | 3.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Jacksonville | 110 |
| Nashville-Davidson--Murfreesboro--Franklin | 100 |
| Denver-Aurora-Centennial | 95 |
| Louisville/Jefferson County | 67 |
| San Antonio-New Braunfels | 49 |
| Boise City | 47 |
| Houston-Pasadena-The Woodlands | 25 |
| Warren-Troy-Farmington Hills | 25 |
| Phoenix-Mesa-Chandler | 22 |
| Texarkana | 22 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300RM1IZYGQDSNL85 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 809650 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 110476 | 2007–2017 |
Established 1 January 1914. Reported under HMDA 2007-2025.
Mergers, name changes, data editions and corrections: Texana Bank's data.
Texana Bank's data
$215
Texana Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Texana Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]