Applications / Mortgage Analytics / Lenders / Ohio / Seven Seventeen Credit Union
Warren, OH · Credit union · NCUA · $2.0 billion assets · 1,666 loans in 2025
Seven Seventeen Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,666
loans originated, 2025
2,600
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Seven Seventeen Credit Union is a home-improvement and refinance lender of small loans, ranked 3 of 278 lenders in its Youngstown-Warren home market.
Home improvement was 35.1% of its loans, refinances 27.4%, other purposes 12.7% and home purchases only 24.8%. Its typical loan was $55,000, against $115,000 at similar lenders (credit unions making between half and twice as many loans), smaller than at any of them. That is why its 1,666 loans came to only $162.0 million, against $288.7 million at peers.
Its share there rose 0.2 points to 8.0%, behind The Huntington National Bank and Ixonia Bank; it has lent in the market since before 1990. Elsewhere in Ohio its shares are small: 0.7% in Akron and 0.3% in Canton-Massillon.
LMI (low- and moderate-income) borrowers took 34.2% of its loans, against 26.9% at similar lenders, a higher share than nearly nine in ten of them, and up from 26.9% five years before. Its share in LMI areas, 16.6%, was a little above peers' 14.9%. Its share in majority-minority areas, 4.5%, was lower than peers' 11.1%; the make-up of the Ohio markets it mainly serves is one possible reason.
Originations rose 5%, while similar lenders grew 9% and the whole market 10%. Its 2,388 loans of 2020 were made when its typical rate was 3.39%; in 2025 it was 7.00%, and the refinancing that lower rates encourage may account for much of the difference.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Seven Seventeen Credit Union took 2,600 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 35.1% · Refinance 27.4% · Purchase 24.8% · Other 12.7%
Conventional 100.0% · of 1,666 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 1,636 | 98.2% |
| Pennsylvania | 30 | 1.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Youngstown-Warren | 1,239 |
| Akron | 214 |
| Canton-Massillon | 52 |
| Cleveland | 41 |
| Pittsburgh | 8 |
| Columbus | 7 |
| Dayton-Kettering-Beavercreek | 2 |
| Mansfield | 2 |
| Philadelphia | 2 |
| Weirton-Steubenville | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300567BJCXPG9IV35 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 306298 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 561077 | 1990–2017 |
Established 1 January 1957. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Seven Seventeen Credit Union's data.
Seven Seventeen Credit Union's data
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Seven Seventeen Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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