Applications / Mortgage Analytics / Lenders / Illinois / First Mid Bank & Trust / Competition
First Mid Bank & Trust
Mattoon, IL · National bank · OCC · $7.9 billion assets · 1,610 loans in 2025
First Mid Bank & Trust's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,610
loans originated, 2025
2,369
applications, 2025
14
states and territories
0
gaps bigger than at similar lenders
Who First Mid Bank & Trust competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ST. LOUIS, IL-MO, 2025
First Mid Bank & Trust ranks 40th of 637 lenders in St. Louis, IL-MO, with $96.7M lent: 0.6% of a $16.74B market.
St. Louis, IL-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Mid Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ROCKFORD, IL, 2025
First Mid Bank & Trust ranks 2nd of 302 lenders in Rockford, IL, with $81.4M lent: 6.5% of a $1.24B market.
Rockford, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Mid Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO ILLINOIS, 2025
First Mid Bank & Trust ranks 9th of 572 lenders in non-metro Illinois, with $53.0M lent: 1.6% of a $3.27B market.
non-metro Illinois is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Mid Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CHAMPAIGN-URBANA, IL, 2025
First Mid Bank & Trust ranks 9th of 255 lenders in Champaign-Urbana, IL, with $34.2M lent: 1.5% of a $2.34B market.
Champaign-Urbana, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Mid Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 74% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
First Mid Bank & Trust ranks 232nd of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $32.8M lent: 0.1% of a $59.66B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Mid Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — BOZEMAN, MT, 2025
First Mid Bank & Trust ranks 87th of 233 lenders in Bozeman, MT, with $2.1M lent: 0.1% of a $1.85B market.
Bozeman, MT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Mid Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO KANSAS, 2025
First Mid Bank & Trust ranks 276th of 398 lenders in non-metro Kansas, with $335K lent: 0.0% of a $1.82B market.
non-metro Kansas is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Mid Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BLOOMINGTON, IN, 2025
First Mid Bank & Trust ranks 43rd of 229 lenders in Bloomington, IN, with $4.1M lent: 0.4% of a $961.0M market.
Bloomington, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Mid Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
First Mid Bank & Trust's data
$215
First Mid Bank & Trust and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy First Mid Bank & Trust's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]