Applications / Mortgage Analytics / Lenders / New York / USALLIANCE Federal Credit Union / Competition
USALLIANCE Federal Credit Union
Rye, NY · Credit union · NCUA · $3.3 billion assets · 1,799 loans in 2025
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1,799
loans originated, 2025
2,542
applications, 2025
41
states and territories
0
gaps bigger than at similar lenders
Who USALLIANCE Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
USALLIANCE Federal Credit Union ranks 191st of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $108.6M lent: 0.1% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and USALLIANCE Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
USALLIANCE Federal Credit Union ranks 217th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $62.1M lent: 0.1% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and USALLIANCE Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
USALLIANCE Federal Credit Union ranks 167th of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $43.9M lent: 0.1% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and USALLIANCE Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HARTFORD-WEST HARTFORD-EAST HARTFORD, CT, 2025
USALLIANCE Federal Credit Union ranks 166th of 610 lenders in Hartford-West Hartford-East Hartford, CT, with $22.9M lent: 0.1% of a $26.67B market.
Hartford-West Hartford-East Hartford, CT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and USALLIANCE Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
USALLIANCE Federal Credit Union ranks 203rd of 606 lenders in San Francisco-Oakland-Fremont, CA, with $22.5M lent: 0.0% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and USALLIANCE Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SALINAS, CA, 2025
USALLIANCE Federal Credit Union ranks 141st of 300 lenders in Salinas, CA, with $2.1M lent: 0.1% of a $2.47B market.
Salinas, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and USALLIANCE Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — OGDEN, UT, 2025
USALLIANCE Federal Credit Union ranks 219th of 308 lenders in Ogden, UT, with $960K lent: 0.0% of a $6.38B market.
Ogden, UT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and USALLIANCE Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — COEUR D'ALENE, ID, 2025
USALLIANCE Federal Credit Union ranks 167th of 263 lenders in Coeur d'Alene, ID, with $825K lent: 0.0% of a $2.33B market.
Coeur d'Alene, ID is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and USALLIANCE Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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